LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,183
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$113,610
−HK$3,482/mo
Today · 4.125%
HK$117,092
baseline
▲ 0.50% · 4.625%
HK$124,217
+HK$7,125/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$234,184/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,053,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,577
−HK$6,623/mo
▼ 0.25% · 3.875%
HK$125,865
−HK$3,335/mo
Today · 4.125%
HK$129,200
baseline
▲ 0.50% · 4.625%
HK$136,010
+HK$6,810/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$258,400/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,053,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,220
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$136,332
−HK$4,179/mo
Today · 4.125%
HK$140,511
baseline
▲ 0.50% · 4.625%
HK$149,061
+HK$8,550/mo
Deposit HK$19.33M · loan HK$28.99M · min. income ≈ HK$281,022/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,053,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,093
−HK$7,947/mo
▼ 0.25% · 3.875%
HK$151,038
−HK$4,002/mo
Today · 4.125%
HK$155,040
baseline
▲ 0.50% · 4.625%
HK$163,212
+HK$8,172/mo
Deposit HK$19.33M · loan HK$28.99M · min. income ≈ HK$310,080/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,053,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,256
−HK$9,673/mo
▼ 0.25% · 3.875%
HK$159,054
−HK$4,875/mo
Today · 4.125%
HK$163,929
baseline
▲ 0.50% · 4.625%
HK$173,904
+HK$9,975/mo
Deposit HK$14.50M · loan HK$33.82M · min. income ≈ HK$327,858/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,608
−HK$9,272/mo
▼ 0.25% · 3.875%
HK$176,211
−HK$4,669/mo
Today · 4.125%
HK$180,880
baseline
▲ 0.50% · 4.625%
HK$190,414
+HK$9,534/mo
Deposit HK$14.50M · loan HK$33.82M · min. income ≈ HK$361,760/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,329
−HK$12,437/mo
▼ 0.25% · 3.875%
HK$204,499
−HK$6,267/mo
Today · 4.125%
HK$210,766
baseline
▲ 0.50% · 4.625%
HK$223,591
+HK$12,825/mo
Deposit HK$4.83M · loan HK$43.49M · min. income ≈ HK$421,532/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,053,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,639
−HK$11,921/mo
▼ 0.25% · 3.875%
HK$226,557
−HK$6,003/mo
Today · 4.125%
HK$232,560
baseline
▲ 0.50% · 4.625%
HK$244,818
+HK$12,258/mo
Deposit HK$4.83M · loan HK$43.49M · min. income ≈ HK$465,120/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,053,619 · Scale 2, in force from 26 Feb 2026)