LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,019
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,361
−HK$349/mo
Today · 4.125%
HK$11,710
baseline
▲ 0.50% · 4.625%
HK$12,422
+HK$712/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,420/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,258
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,587
−HK$333/mo
Today · 4.125%
HK$12,920
baseline
▲ 0.50% · 4.625%
HK$13,601
+HK$681/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,840/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,222
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,634
−HK$418/mo
Today · 4.125%
HK$14,052
baseline
▲ 0.50% · 4.625%
HK$14,907
+HK$855/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,104/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,710
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,104
−HK$401/mo
Today · 4.125%
HK$15,505
baseline
▲ 0.50% · 4.625%
HK$16,322
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$31,010/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,426
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,906
−HK$487/mo
Today · 4.125%
HK$16,393
baseline
▲ 0.50% · 4.625%
HK$17,391
+HK$998/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,786/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,161
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,622
−HK$467/mo
Today · 4.125%
HK$18,089
baseline
▲ 0.50% · 4.625%
HK$19,042
+HK$953/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,178/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,834
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,451
−HK$626/mo
Today · 4.125%
HK$21,077
baseline
▲ 0.50% · 4.625%
HK$22,360
+HK$1,283/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,154/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,065
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,656
−HK$601/mo
Today · 4.125%
HK$23,257
baseline
▲ 0.50% · 4.625%
HK$24,483
+HK$1,226/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,514/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,721 · Scale 2, in force from 26 Feb 2026)