LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,187
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$113,615
−HK$3,482/mo
Today · 4.125%
HK$117,097
baseline
▲ 0.50% · 4.625%
HK$124,222
+HK$7,125/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$234,194/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,053,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,582
−HK$6,623/mo
▼ 0.25% · 3.875%
HK$125,870
−HK$3,335/mo
Today · 4.125%
HK$129,205
baseline
▲ 0.50% · 4.625%
HK$136,015
+HK$6,810/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$258,410/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,053,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,225
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$136,337
−HK$4,179/mo
Today · 4.125%
HK$140,516
baseline
▲ 0.50% · 4.625%
HK$149,066
+HK$8,550/mo
Deposit HK$19.33M · loan HK$28.99M · min. income ≈ HK$281,032/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,053,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,098
−HK$7,948/mo
▼ 0.25% · 3.875%
HK$151,044
−HK$4,002/mo
Today · 4.125%
HK$155,046
baseline
▲ 0.50% · 4.625%
HK$163,218
+HK$8,172/mo
Deposit HK$19.33M · loan HK$28.99M · min. income ≈ HK$310,092/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,053,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,262
−HK$9,674/mo
▼ 0.25% · 3.875%
HK$159,060
−HK$4,876/mo
Today · 4.125%
HK$163,936
baseline
▲ 0.50% · 4.625%
HK$173,911
+HK$9,975/mo
Deposit HK$14.50M · loan HK$33.83M · min. income ≈ HK$327,872/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,615
−HK$9,272/mo
▼ 0.25% · 3.875%
HK$176,217
−HK$4,670/mo
Today · 4.125%
HK$180,887
baseline
▲ 0.50% · 4.625%
HK$190,421
+HK$9,534/mo
Deposit HK$14.50M · loan HK$33.83M · min. income ≈ HK$361,774/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,337
−HK$12,437/mo
▼ 0.25% · 3.875%
HK$204,506
−HK$6,268/mo
Today · 4.125%
HK$210,774
baseline
▲ 0.50% · 4.625%
HK$223,599
+HK$12,825/mo
Deposit HK$4.83M · loan HK$43.49M · min. income ≈ HK$421,548/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,053,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,648
−HK$11,921/mo
▼ 0.25% · 3.875%
HK$226,565
−HK$6,004/mo
Today · 4.125%
HK$232,569
baseline
▲ 0.50% · 4.625%
HK$244,828
+HK$12,259/mo
Deposit HK$4.83M · loan HK$43.49M · min. income ≈ HK$465,138/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,053,696 · Scale 2, in force from 26 Feb 2026)