LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,019
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,362
−HK$348/mo
Today · 4.125%
HK$11,710
baseline
▲ 0.50% · 4.625%
HK$12,423
+HK$713/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,420/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,259
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,587
−HK$334/mo
Today · 4.125%
HK$12,921
baseline
▲ 0.50% · 4.625%
HK$13,602
+HK$681/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,842/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,223
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,634
−HK$418/mo
Today · 4.125%
HK$14,052
baseline
▲ 0.50% · 4.625%
HK$14,907
+HK$855/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,104/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,710
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,105
−HK$400/mo
Today · 4.125%
HK$15,505
baseline
▲ 0.50% · 4.625%
HK$16,322
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$31,010/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,427
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,906
−HK$488/mo
Today · 4.125%
HK$16,394
baseline
▲ 0.50% · 4.625%
HK$17,392
+HK$998/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,788/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,162
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,622
−HK$467/mo
Today · 4.125%
HK$18,089
baseline
▲ 0.50% · 4.625%
HK$19,043
+HK$954/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,178/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,834
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,451
−HK$627/mo
Today · 4.125%
HK$21,078
baseline
▲ 0.50% · 4.625%
HK$22,361
+HK$1,283/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,156/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,065
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,657
−HK$601/mo
Today · 4.125%
HK$23,258
baseline
▲ 0.50% · 4.625%
HK$24,483
+HK$1,225/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,516/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,736 · Scale 2, in force from 26 Feb 2026)