LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,020
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,363
−HK$348/mo
Today · 4.125%
HK$11,711
baseline
▲ 0.50% · 4.625%
HK$12,424
+HK$713/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,422/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,260
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,589
−HK$333/mo
Today · 4.125%
HK$12,922
baseline
▲ 0.50% · 4.625%
HK$13,603
+HK$681/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,844/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,224
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,635
−HK$418/mo
Today · 4.125%
HK$14,053
baseline
▲ 0.50% · 4.625%
HK$14,909
+HK$856/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,106/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,712
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,106
−HK$401/mo
Today · 4.125%
HK$15,507
baseline
▲ 0.50% · 4.625%
HK$16,324
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$31,014/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,428
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,908
−HK$488/mo
Today · 4.125%
HK$16,396
baseline
▲ 0.50% · 4.625%
HK$17,393
+HK$997/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,792/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,164
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,624
−HK$467/mo
Today · 4.125%
HK$18,091
baseline
▲ 0.50% · 4.625%
HK$19,045
+HK$954/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,182/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,836
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,453
−HK$627/mo
Today · 4.125%
HK$21,080
baseline
▲ 0.50% · 4.625%
HK$22,363
+HK$1,283/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,160/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,068
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,659
−HK$601/mo
Today · 4.125%
HK$23,260
baseline
▲ 0.50% · 4.625%
HK$24,486
+HK$1,226/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,520/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,784 · Scale 2, in force from 26 Feb 2026)