LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,202
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,630
−HK$3,483/mo
Today · 4.125%
HK$117,113
baseline
▲ 0.50% · 4.625%
HK$124,239
+HK$7,126/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$234,226/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,053,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,599
−HK$6,623/mo
▼ 0.25% · 3.875%
HK$125,887
−HK$3,335/mo
Today · 4.125%
HK$129,222
baseline
▲ 0.50% · 4.625%
HK$136,034
+HK$6,812/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$258,444/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,053,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,242
−HK$8,293/mo
▼ 0.25% · 3.875%
HK$136,356
−HK$4,179/mo
Today · 4.125%
HK$140,535
baseline
▲ 0.50% · 4.625%
HK$149,086
+HK$8,551/mo
Deposit HK$19.33M · loan HK$29.00M · min. income ≈ HK$281,070/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,053,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,118
−HK$7,949/mo
▼ 0.25% · 3.875%
HK$151,064
−HK$4,003/mo
Today · 4.125%
HK$155,067
baseline
▲ 0.50% · 4.625%
HK$163,240
+HK$8,173/mo
Deposit HK$19.33M · loan HK$29.00M · min. income ≈ HK$310,134/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,053,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,283
−HK$9,675/mo
▼ 0.25% · 3.875%
HK$159,082
−HK$4,876/mo
Today · 4.125%
HK$163,958
baseline
▲ 0.50% · 4.625%
HK$173,934
+HK$9,976/mo
Deposit HK$14.50M · loan HK$33.83M · min. income ≈ HK$327,916/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,638
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$176,241
−HK$4,670/mo
Today · 4.125%
HK$180,911
baseline
▲ 0.50% · 4.625%
HK$190,447
+HK$9,536/mo
Deposit HK$14.50M · loan HK$33.83M · min. income ≈ HK$361,822/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,364
−HK$12,439/mo
▼ 0.25% · 3.875%
HK$204,534
−HK$6,269/mo
Today · 4.125%
HK$210,803
baseline
▲ 0.50% · 4.625%
HK$223,630
+HK$12,827/mo
Deposit HK$4.83M · loan HK$43.50M · min. income ≈ HK$421,606/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,053,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,678
−HK$11,922/mo
▼ 0.25% · 3.875%
HK$226,596
−HK$6,004/mo
Today · 4.125%
HK$232,600
baseline
▲ 0.50% · 4.625%
HK$244,861
+HK$12,261/mo
Deposit HK$4.83M · loan HK$43.50M · min. income ≈ HK$465,200/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,053,973 · Scale 2, in force from 26 Feb 2026)