LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,021
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,364
−HK$348/mo
Today · 4.125%
HK$11,712
baseline
▲ 0.50% · 4.625%
HK$12,425
+HK$713/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,424/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,261
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,590
−HK$333/mo
Today · 4.125%
HK$12,923
baseline
▲ 0.50% · 4.625%
HK$13,605
+HK$682/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,846/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,225
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,637
−HK$418/mo
Today · 4.125%
HK$14,055
baseline
▲ 0.50% · 4.625%
HK$14,910
+HK$855/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,110/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,713
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,108
−HK$400/mo
Today · 4.125%
HK$15,508
baseline
▲ 0.50% · 4.625%
HK$16,326
+HK$818/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$31,016/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,430
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,910
−HK$487/mo
Today · 4.125%
HK$16,397
baseline
▲ 0.50% · 4.625%
HK$17,395
+HK$998/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,794/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,165
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,626
−HK$467/mo
Today · 4.125%
HK$18,093
baseline
▲ 0.50% · 4.625%
HK$19,046
+HK$953/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,186/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,838
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,455
−HK$627/mo
Today · 4.125%
HK$21,082
baseline
▲ 0.50% · 4.625%
HK$22,365
+HK$1,283/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,164/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,070
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,662
−HK$600/mo
Today · 4.125%
HK$23,262
baseline
▲ 0.50% · 4.625%
HK$24,488
+HK$1,226/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,524/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,833 · Scale 2, in force from 26 Feb 2026)