LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,216
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,644
−HK$3,483/mo
Today · 4.125%
HK$117,127
baseline
▲ 0.50% · 4.625%
HK$124,254
+HK$7,127/mo
Deposit HK$24.17M · loan HK$24.17M · min. income ≈ HK$234,254/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,054,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,614
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,902
−HK$3,336/mo
Today · 4.125%
HK$129,238
baseline
▲ 0.50% · 4.625%
HK$136,050
+HK$6,812/mo
Deposit HK$24.17M · loan HK$24.17M · min. income ≈ HK$258,476/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,054,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,259
−HK$8,293/mo
▼ 0.25% · 3.875%
HK$136,373
−HK$4,179/mo
Today · 4.125%
HK$140,552
baseline
▲ 0.50% · 4.625%
HK$149,105
+HK$8,553/mo
Deposit HK$19.33M · loan HK$29.00M · min. income ≈ HK$281,104/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,136
−HK$7,950/mo
▼ 0.25% · 3.875%
HK$151,082
−HK$4,004/mo
Today · 4.125%
HK$155,086
baseline
▲ 0.50% · 4.625%
HK$163,260
+HK$8,174/mo
Deposit HK$19.33M · loan HK$29.00M · min. income ≈ HK$310,172/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,302
−HK$9,676/mo
▼ 0.25% · 3.875%
HK$159,101
−HK$4,877/mo
Today · 4.125%
HK$163,978
baseline
▲ 0.50% · 4.625%
HK$173,955
+HK$9,977/mo
Deposit HK$14.50M · loan HK$33.83M · min. income ≈ HK$327,956/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,054,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,659
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$176,263
−HK$4,670/mo
Today · 4.125%
HK$180,933
baseline
▲ 0.50% · 4.625%
HK$190,471
+HK$9,538/mo
Deposit HK$14.50M · loan HK$33.83M · min. income ≈ HK$361,866/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,054,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,388
−HK$12,441/mo
▼ 0.25% · 3.875%
HK$204,559
−HK$6,270/mo
Today · 4.125%
HK$210,829
baseline
▲ 0.50% · 4.625%
HK$223,657
+HK$12,828/mo
Deposit HK$4.83M · loan HK$43.50M · min. income ≈ HK$421,658/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,705
−HK$11,924/mo
▼ 0.25% · 3.875%
HK$226,624
−HK$6,005/mo
Today · 4.125%
HK$232,629
baseline
▲ 0.50% · 4.625%
HK$244,891
+HK$12,262/mo
Deposit HK$4.83M · loan HK$43.50M · min. income ≈ HK$465,258/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,225 · Scale 2, in force from 26 Feb 2026)