LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,218
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,646
−HK$3,483/mo
Today · 4.125%
HK$117,129
baseline
▲ 0.50% · 4.625%
HK$124,256
+HK$7,127/mo
Deposit HK$24.17M · loan HK$24.17M · min. income ≈ HK$234,258/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,054,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,616
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,904
−HK$3,336/mo
Today · 4.125%
HK$129,240
baseline
▲ 0.50% · 4.625%
HK$136,053
+HK$6,813/mo
Deposit HK$24.17M · loan HK$24.17M · min. income ≈ HK$258,480/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,054,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,261
−HK$8,294/mo
▼ 0.25% · 3.875%
HK$136,375
−HK$4,180/mo
Today · 4.125%
HK$140,555
baseline
▲ 0.50% · 4.625%
HK$149,107
+HK$8,552/mo
Deposit HK$19.33M · loan HK$29.00M · min. income ≈ HK$281,110/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,139
−HK$7,950/mo
▼ 0.25% · 3.875%
HK$151,085
−HK$4,004/mo
Today · 4.125%
HK$155,089
baseline
▲ 0.50% · 4.625%
HK$163,263
+HK$8,174/mo
Deposit HK$19.33M · loan HK$29.00M · min. income ≈ HK$310,178/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,305
−HK$9,676/mo
▼ 0.25% · 3.875%
HK$159,104
−HK$4,877/mo
Today · 4.125%
HK$163,981
baseline
▲ 0.50% · 4.625%
HK$173,959
+HK$9,978/mo
Deposit HK$14.50M · loan HK$33.83M · min. income ≈ HK$327,962/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,054,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,662
−HK$9,275/mo
▼ 0.25% · 3.875%
HK$176,266
−HK$4,671/mo
Today · 4.125%
HK$180,937
baseline
▲ 0.50% · 4.625%
HK$190,474
+HK$9,537/mo
Deposit HK$14.50M · loan HK$33.83M · min. income ≈ HK$361,874/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,054,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,392
−HK$12,440/mo
▼ 0.25% · 3.875%
HK$204,563
−HK$6,269/mo
Today · 4.125%
HK$210,832
baseline
▲ 0.50% · 4.625%
HK$223,661
+HK$12,829/mo
Deposit HK$4.83M · loan HK$43.50M · min. income ≈ HK$421,664/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,709
−HK$11,924/mo
▼ 0.25% · 3.875%
HK$226,628
−HK$6,005/mo
Today · 4.125%
HK$232,633
baseline
▲ 0.50% · 4.625%
HK$244,895
+HK$12,262/mo
Deposit HK$4.83M · loan HK$43.50M · min. income ≈ HK$465,266/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,263 · Scale 2, in force from 26 Feb 2026)