LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,224
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,652
−HK$3,483/mo
Today · 4.125%
HK$117,135
baseline
▲ 0.50% · 4.625%
HK$124,263
+HK$7,128/mo
Deposit HK$24.17M · loan HK$24.17M · min. income ≈ HK$234,270/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,054,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,623
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,911
−HK$3,336/mo
Today · 4.125%
HK$129,247
baseline
▲ 0.50% · 4.625%
HK$136,060
+HK$6,813/mo
Deposit HK$24.17M · loan HK$24.17M · min. income ≈ HK$258,494/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,054,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,268
−HK$8,295/mo
▼ 0.25% · 3.875%
HK$136,382
−HK$4,181/mo
Today · 4.125%
HK$140,563
baseline
▲ 0.50% · 4.625%
HK$149,115
+HK$8,552/mo
Deposit HK$19.34M · loan HK$29.00M · min. income ≈ HK$281,126/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,147
−HK$7,950/mo
▼ 0.25% · 3.875%
HK$151,093
−HK$4,004/mo
Today · 4.125%
HK$155,097
baseline
▲ 0.50% · 4.625%
HK$163,272
+HK$8,175/mo
Deposit HK$19.34M · loan HK$29.00M · min. income ≈ HK$310,194/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,313
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$159,113
−HK$4,877/mo
Today · 4.125%
HK$163,990
baseline
▲ 0.50% · 4.625%
HK$173,968
+HK$9,978/mo
Deposit HK$14.50M · loan HK$33.84M · min. income ≈ HK$327,980/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,054,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,672
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$176,276
−HK$4,670/mo
Today · 4.125%
HK$180,946
baseline
▲ 0.50% · 4.625%
HK$190,484
+HK$9,538/mo
Deposit HK$14.50M · loan HK$33.84M · min. income ≈ HK$361,892/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,054,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,402
−HK$12,442/mo
▼ 0.25% · 3.875%
HK$204,574
−HK$6,270/mo
Today · 4.125%
HK$210,844
baseline
▲ 0.50% · 4.625%
HK$223,673
+HK$12,829/mo
Deposit HK$4.83M · loan HK$43.50M · min. income ≈ HK$421,688/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,721
−HK$11,924/mo
▼ 0.25% · 3.875%
HK$226,640
−HK$6,005/mo
Today · 4.125%
HK$232,645
baseline
▲ 0.50% · 4.625%
HK$244,908
+HK$12,263/mo
Deposit HK$4.83M · loan HK$43.50M · min. income ≈ HK$465,290/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,374 · Scale 2, in force from 26 Feb 2026)