LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,232
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$113,661
−HK$3,484/mo
Today · 4.125%
HK$117,145
baseline
▲ 0.50% · 4.625%
HK$124,273
+HK$7,128/mo
Deposit HK$24.17M · loan HK$24.17M · min. income ≈ HK$234,290/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,054,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,632
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$125,921
−HK$3,337/mo
Today · 4.125%
HK$129,258
baseline
▲ 0.50% · 4.625%
HK$136,071
+HK$6,813/mo
Deposit HK$24.17M · loan HK$24.17M · min. income ≈ HK$258,516/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,054,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,279
−HK$8,295/mo
▼ 0.25% · 3.875%
HK$136,394
−HK$4,180/mo
Today · 4.125%
HK$140,574
baseline
▲ 0.50% · 4.625%
HK$149,128
+HK$8,554/mo
Deposit HK$19.34M · loan HK$29.01M · min. income ≈ HK$281,148/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,159
−HK$7,951/mo
▼ 0.25% · 3.875%
HK$151,106
−HK$4,004/mo
Today · 4.125%
HK$155,110
baseline
▲ 0.50% · 4.625%
HK$163,286
+HK$8,176/mo
Deposit HK$19.34M · loan HK$29.01M · min. income ≈ HK$310,220/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,325
−HK$9,678/mo
▼ 0.25% · 3.875%
HK$159,126
−HK$4,877/mo
Today · 4.125%
HK$164,003
baseline
▲ 0.50% · 4.625%
HK$173,982
+HK$9,979/mo
Deposit HK$14.50M · loan HK$33.84M · min. income ≈ HK$328,006/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,054,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,685
−HK$9,276/mo
▼ 0.25% · 3.875%
HK$176,290
−HK$4,671/mo
Today · 4.125%
HK$180,961
baseline
▲ 0.50% · 4.625%
HK$190,500
+HK$9,539/mo
Deposit HK$14.50M · loan HK$33.84M · min. income ≈ HK$361,922/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,054,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,418
−HK$12,443/mo
▼ 0.25% · 3.875%
HK$204,590
−HK$6,271/mo
Today · 4.125%
HK$210,861
baseline
▲ 0.50% · 4.625%
HK$223,691
+HK$12,830/mo
Deposit HK$4.83M · loan HK$43.51M · min. income ≈ HK$421,722/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,738
−HK$11,926/mo
▼ 0.25% · 3.875%
HK$226,659
−HK$6,005/mo
Today · 4.125%
HK$232,664
baseline
▲ 0.50% · 4.625%
HK$244,928
+HK$12,264/mo
Deposit HK$4.83M · loan HK$43.51M · min. income ≈ HK$465,328/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,541 · Scale 2, in force from 26 Feb 2026)