LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,024
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,367
−HK$348/mo
Today · 4.125%
HK$11,715
baseline
▲ 0.50% · 4.625%
HK$12,428
+HK$713/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,430/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,264
−HK$663/mo
▼ 0.25% · 3.875%
HK$12,593
−HK$334/mo
Today · 4.125%
HK$12,927
baseline
▲ 0.50% · 4.625%
HK$13,608
+HK$681/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,854/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,229
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,640
−HK$418/mo
Today · 4.125%
HK$14,058
baseline
▲ 0.50% · 4.625%
HK$14,914
+HK$856/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,116/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,717
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,112
−HK$400/mo
Today · 4.125%
HK$15,512
baseline
▲ 0.50% · 4.625%
HK$16,330
+HK$818/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$31,024/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,434
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,914
−HK$487/mo
Today · 4.125%
HK$16,401
baseline
▲ 0.50% · 4.625%
HK$17,399
+HK$998/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,802/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,170
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,630
−HK$467/mo
Today · 4.125%
HK$18,097
baseline
▲ 0.50% · 4.625%
HK$19,051
+HK$954/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,194/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,843
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,461
−HK$627/mo
Today · 4.125%
HK$21,088
baseline
▲ 0.50% · 4.625%
HK$22,371
+HK$1,283/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,176/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,075
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,667
−HK$601/mo
Today · 4.125%
HK$23,268
baseline
▲ 0.50% · 4.625%
HK$24,495
+HK$1,227/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,536/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,957 · Scale 2, in force from 26 Feb 2026)