LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,251
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$113,680
−HK$3,484/mo
Today · 4.125%
HK$117,164
baseline
▲ 0.50% · 4.625%
HK$124,293
+HK$7,129/mo
Deposit HK$24.18M · loan HK$24.18M · min. income ≈ HK$234,328/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,054,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,653
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$125,942
−HK$3,337/mo
Today · 4.125%
HK$129,279
baseline
▲ 0.50% · 4.625%
HK$136,094
+HK$6,815/mo
Deposit HK$24.18M · loan HK$24.18M · min. income ≈ HK$258,558/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,054,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,301
−HK$8,296/mo
▼ 0.25% · 3.875%
HK$136,416
−HK$4,181/mo
Today · 4.125%
HK$140,597
baseline
▲ 0.50% · 4.625%
HK$149,152
+HK$8,555/mo
Deposit HK$19.34M · loan HK$29.01M · min. income ≈ HK$281,194/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,183
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$151,131
−HK$4,004/mo
Today · 4.125%
HK$155,135
baseline
▲ 0.50% · 4.625%
HK$163,312
+HK$8,177/mo
Deposit HK$19.34M · loan HK$29.01M · min. income ≈ HK$310,270/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$2,054,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,351
−HK$9,679/mo
▼ 0.25% · 3.875%
HK$159,152
−HK$4,878/mo
Today · 4.125%
HK$164,030
baseline
▲ 0.50% · 4.625%
HK$174,011
+HK$9,981/mo
Deposit HK$14.51M · loan HK$33.85M · min. income ≈ HK$328,060/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,054,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,714
−HK$9,277/mo
▼ 0.25% · 3.875%
HK$176,319
−HK$4,672/mo
Today · 4.125%
HK$180,991
baseline
▲ 0.50% · 4.625%
HK$190,531
+HK$9,540/mo
Deposit HK$14.51M · loan HK$33.85M · min. income ≈ HK$361,982/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,054,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,451
−HK$12,445/mo
▼ 0.25% · 3.875%
HK$204,624
−HK$6,272/mo
Today · 4.125%
HK$210,896
baseline
▲ 0.50% · 4.625%
HK$223,728
+HK$12,832/mo
Deposit HK$4.84M · loan HK$43.52M · min. income ≈ HK$421,792/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,775
−HK$11,928/mo
▼ 0.25% · 3.875%
HK$226,696
−HK$6,007/mo
Today · 4.125%
HK$232,703
baseline
▲ 0.50% · 4.625%
HK$244,969
+HK$12,266/mo
Deposit HK$4.84M · loan HK$43.52M · min. income ≈ HK$465,406/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,054,879 · Scale 2, in force from 26 Feb 2026)