LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,262
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$113,691
−HK$3,485/mo
Today · 4.125%
HK$117,176
baseline
▲ 0.50% · 4.625%
HK$124,306
+HK$7,130/mo
Deposit HK$24.18M · loan HK$24.18M · min. income ≈ HK$234,352/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,055,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,665
−HK$6,627/mo
▼ 0.25% · 3.875%
HK$125,955
−HK$3,337/mo
Today · 4.125%
HK$129,292
baseline
▲ 0.50% · 4.625%
HK$136,107
+HK$6,815/mo
Deposit HK$24.18M · loan HK$24.18M · min. income ≈ HK$258,584/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,055,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,314
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$136,430
−HK$4,181/mo
Today · 4.125%
HK$140,611
baseline
▲ 0.50% · 4.625%
HK$149,167
+HK$8,556/mo
Deposit HK$19.34M · loan HK$29.01M · min. income ≈ HK$281,222/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,055,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,198
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$151,146
−HK$4,004/mo
Today · 4.125%
HK$155,150
baseline
▲ 0.50% · 4.625%
HK$163,329
+HK$8,179/mo
Deposit HK$19.34M · loan HK$29.01M · min. income ≈ HK$310,300/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,055,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,366
−HK$9,680/mo
▼ 0.25% · 3.875%
HK$159,168
−HK$4,878/mo
Today · 4.125%
HK$164,046
baseline
▲ 0.50% · 4.625%
HK$174,028
+HK$9,982/mo
Deposit HK$14.51M · loan HK$33.85M · min. income ≈ HK$328,092/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,055,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,731
−HK$9,278/mo
▼ 0.25% · 3.875%
HK$176,336
−HK$4,673/mo
Today · 4.125%
HK$181,009
baseline
▲ 0.50% · 4.625%
HK$190,550
+HK$9,541/mo
Deposit HK$14.51M · loan HK$33.85M · min. income ≈ HK$362,018/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,055,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,471
−HK$12,446/mo
▼ 0.25% · 3.875%
HK$204,644
−HK$6,273/mo
Today · 4.125%
HK$210,917
baseline
▲ 0.50% · 4.625%
HK$223,750
+HK$12,833/mo
Deposit HK$4.84M · loan HK$43.52M · min. income ≈ HK$421,834/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,055,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,797
−HK$11,929/mo
▼ 0.25% · 3.875%
HK$226,718
−HK$6,008/mo
Today · 4.125%
HK$232,726
baseline
▲ 0.50% · 4.625%
HK$244,993
+HK$12,267/mo
Deposit HK$4.84M · loan HK$43.52M · min. income ≈ HK$465,452/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,055,083 · Scale 2, in force from 26 Feb 2026)