LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,027
−HK$692/mo
▼ 0.25% · 3.875%
HK$11,370
−HK$349/mo
Today · 4.125%
HK$11,719
baseline
▲ 0.50% · 4.625%
HK$12,432
+HK$713/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,438/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,268
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,597
−HK$333/mo
Today · 4.125%
HK$12,930
baseline
▲ 0.50% · 4.625%
HK$13,612
+HK$682/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,860/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,233
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,644
−HK$418/mo
Today · 4.125%
HK$14,062
baseline
▲ 0.50% · 4.625%
HK$14,918
+HK$856/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,124/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,721
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,116
−HK$401/mo
Today · 4.125%
HK$15,517
baseline
▲ 0.50% · 4.625%
HK$16,334
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$31,034/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,438
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,918
−HK$488/mo
Today · 4.125%
HK$16,406
baseline
▲ 0.50% · 4.625%
HK$17,404
+HK$998/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$32,812/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,175
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,635
−HK$468/mo
Today · 4.125%
HK$18,103
baseline
▲ 0.50% · 4.625%
HK$19,057
+HK$954/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$36,206/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,849
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,466
−HK$628/mo
Today · 4.125%
HK$21,094
baseline
▲ 0.50% · 4.625%
HK$22,377
+HK$1,283/mo
Deposit HK$484K · loan HK$4.35M · min. income ≈ HK$42,188/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$101,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,082
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,674
−HK$601/mo
Today · 4.125%
HK$23,275
baseline
▲ 0.50% · 4.625%
HK$24,502
+HK$1,227/mo
Deposit HK$484K · loan HK$4.35M · min. income ≈ HK$46,550/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$101,096 · Scale 2, in force from 26 Feb 2026)