LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,282
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,713
−HK$3,485/mo
Today · 4.125%
HK$117,198
baseline
▲ 0.50% · 4.625%
HK$124,329
+HK$7,131/mo
Deposit HK$24.18M · loan HK$24.18M · min. income ≈ HK$234,396/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,055,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,688
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$125,978
−HK$3,338/mo
Today · 4.125%
HK$129,316
baseline
▲ 0.50% · 4.625%
HK$136,133
+HK$6,817/mo
Deposit HK$24.18M · loan HK$24.18M · min. income ≈ HK$258,632/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,055,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,339
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$136,455
−HK$4,182/mo
Today · 4.125%
HK$140,637
baseline
▲ 0.50% · 4.625%
HK$149,195
+HK$8,558/mo
Deposit HK$19.35M · loan HK$29.02M · min. income ≈ HK$281,274/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,055,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,225
−HK$7,954/mo
▼ 0.25% · 3.875%
HK$151,174
−HK$4,005/mo
Today · 4.125%
HK$155,179
baseline
▲ 0.50% · 4.625%
HK$163,359
+HK$8,180/mo
Deposit HK$19.35M · loan HK$29.02M · min. income ≈ HK$310,358/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,055,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,395
−HK$9,682/mo
▼ 0.25% · 3.875%
HK$159,198
−HK$4,879/mo
Today · 4.125%
HK$164,077
baseline
▲ 0.50% · 4.625%
HK$174,061
+HK$9,984/mo
Deposit HK$14.51M · loan HK$33.85M · min. income ≈ HK$328,154/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,055,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,763
−HK$9,280/mo
▼ 0.25% · 3.875%
HK$176,369
−HK$4,674/mo
Today · 4.125%
HK$181,043
baseline
▲ 0.50% · 4.625%
HK$190,586
+HK$9,543/mo
Deposit HK$14.51M · loan HK$33.85M · min. income ≈ HK$362,086/mo (50% DSR)
Upfront cash ≈ HK$16.56M (deposit + AVD stamp duty HK$2,055,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,508
−HK$12,448/mo
▼ 0.25% · 3.875%
HK$204,683
−HK$6,273/mo
Today · 4.125%
HK$210,956
baseline
▲ 0.50% · 4.625%
HK$223,792
+HK$12,836/mo
Deposit HK$4.84M · loan HK$43.53M · min. income ≈ HK$421,912/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,055,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,838
−HK$11,931/mo
▼ 0.25% · 3.875%
HK$226,761
−HK$6,008/mo
Today · 4.125%
HK$232,769
baseline
▲ 0.50% · 4.625%
HK$245,039
+HK$12,270/mo
Deposit HK$4.84M · loan HK$43.53M · min. income ≈ HK$465,538/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,055,466 · Scale 2, in force from 26 Feb 2026)