LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,289
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,719
−HK$3,486/mo
Today · 4.125%
HK$117,205
baseline
▲ 0.50% · 4.625%
HK$124,336
+HK$7,131/mo
Deposit HK$24.18M · loan HK$24.18M · min. income ≈ HK$234,410/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,055,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,695
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,985
−HK$3,339/mo
Today · 4.125%
HK$129,324
baseline
▲ 0.50% · 4.625%
HK$136,141
+HK$6,817/mo
Deposit HK$24.18M · loan HK$24.18M · min. income ≈ HK$258,648/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,055,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,346
−HK$8,300/mo
▼ 0.25% · 3.875%
HK$136,463
−HK$4,183/mo
Today · 4.125%
HK$140,646
baseline
▲ 0.50% · 4.625%
HK$149,203
+HK$8,557/mo
Deposit HK$19.35M · loan HK$29.02M · min. income ≈ HK$281,292/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,055,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,234
−HK$7,954/mo
▼ 0.25% · 3.875%
HK$151,183
−HK$4,005/mo
Today · 4.125%
HK$155,188
baseline
▲ 0.50% · 4.625%
HK$163,369
+HK$8,181/mo
Deposit HK$19.35M · loan HK$29.02M · min. income ≈ HK$310,376/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$2,055,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,404
−HK$9,682/mo
▼ 0.25% · 3.875%
HK$159,207
−HK$4,879/mo
Today · 4.125%
HK$164,086
baseline
▲ 0.50% · 4.625%
HK$174,071
+HK$9,985/mo
Deposit HK$14.51M · loan HK$33.86M · min. income ≈ HK$328,172/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,055,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,773
−HK$9,280/mo
▼ 0.25% · 3.875%
HK$176,380
−HK$4,673/mo
Today · 4.125%
HK$181,053
baseline
▲ 0.50% · 4.625%
HK$190,597
+HK$9,544/mo
Deposit HK$14.51M · loan HK$33.86M · min. income ≈ HK$362,106/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,055,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,519
−HK$12,449/mo
▼ 0.25% · 3.875%
HK$204,694
−HK$6,274/mo
Today · 4.125%
HK$210,968
baseline
▲ 0.50% · 4.625%
HK$223,805
+HK$12,837/mo
Deposit HK$4.84M · loan HK$43.53M · min. income ≈ HK$421,936/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,055,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,851
−HK$11,932/mo
▼ 0.25% · 3.875%
HK$226,774
−HK$6,009/mo
Today · 4.125%
HK$232,783
baseline
▲ 0.50% · 4.625%
HK$245,053
+HK$12,270/mo
Deposit HK$4.84M · loan HK$43.53M · min. income ≈ HK$465,566/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,055,586 · Scale 2, in force from 26 Feb 2026)