LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,030
−HK$692/mo
▼ 0.25% · 3.875%
HK$11,373
−HK$349/mo
Today · 4.125%
HK$11,722
baseline
▲ 0.50% · 4.625%
HK$12,435
+HK$713/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,444/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,271
−HK$663/mo
▼ 0.25% · 3.875%
HK$12,600
−HK$334/mo
Today · 4.125%
HK$12,934
baseline
▲ 0.50% · 4.625%
HK$13,615
+HK$681/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,868/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,236
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,648
−HK$418/mo
Today · 4.125%
HK$14,066
baseline
▲ 0.50% · 4.625%
HK$14,922
+HK$856/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,132/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,725
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,120
−HK$400/mo
Today · 4.125%
HK$15,520
baseline
▲ 0.50% · 4.625%
HK$16,339
+HK$819/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$31,040/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,442
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,922
−HK$488/mo
Today · 4.125%
HK$16,410
baseline
▲ 0.50% · 4.625%
HK$17,409
+HK$999/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$32,820/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,179
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,640
−HK$467/mo
Today · 4.125%
HK$18,107
baseline
▲ 0.50% · 4.625%
HK$19,062
+HK$955/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$36,214/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,854
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,472
−HK$627/mo
Today · 4.125%
HK$21,099
baseline
▲ 0.50% · 4.625%
HK$22,383
+HK$1,284/mo
Deposit HK$484K · loan HK$4.35M · min. income ≈ HK$42,198/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$101,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,087
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,680
−HK$601/mo
Today · 4.125%
HK$23,281
baseline
▲ 0.50% · 4.625%
HK$24,508
+HK$1,227/mo
Deposit HK$484K · loan HK$4.35M · min. income ≈ HK$46,562/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$101,219 · Scale 2, in force from 26 Feb 2026)