LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,313
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$113,744
−HK$3,486/mo
Today · 4.125%
HK$117,230
baseline
▲ 0.50% · 4.625%
HK$124,363
+HK$7,133/mo
Deposit HK$24.19M · loan HK$24.19M · min. income ≈ HK$234,460/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,056,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,722
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$126,013
−HK$3,339/mo
Today · 4.125%
HK$129,352
baseline
▲ 0.50% · 4.625%
HK$136,170
+HK$6,818/mo
Deposit HK$24.19M · loan HK$24.19M · min. income ≈ HK$258,704/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,056,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,375
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$136,493
−HK$4,183/mo
Today · 4.125%
HK$140,676
baseline
▲ 0.50% · 4.625%
HK$149,236
+HK$8,560/mo
Deposit HK$19.35M · loan HK$29.03M · min. income ≈ HK$281,352/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,266
−HK$7,956/mo
▼ 0.25% · 3.875%
HK$151,216
−HK$4,006/mo
Today · 4.125%
HK$155,222
baseline
▲ 0.50% · 4.625%
HK$163,404
+HK$8,182/mo
Deposit HK$19.35M · loan HK$29.03M · min. income ≈ HK$310,444/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,438
−HK$9,684/mo
▼ 0.25% · 3.875%
HK$159,242
−HK$4,880/mo
Today · 4.125%
HK$164,122
baseline
▲ 0.50% · 4.625%
HK$174,109
+HK$9,987/mo
Deposit HK$14.51M · loan HK$33.86M · min. income ≈ HK$328,244/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,810
−HK$9,283/mo
▼ 0.25% · 3.875%
HK$176,418
−HK$4,675/mo
Today · 4.125%
HK$181,093
baseline
▲ 0.50% · 4.625%
HK$190,638
+HK$9,545/mo
Deposit HK$14.51M · loan HK$33.86M · min. income ≈ HK$362,186/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,563
−HK$12,451/mo
▼ 0.25% · 3.875%
HK$204,739
−HK$6,275/mo
Today · 4.125%
HK$211,014
baseline
▲ 0.50% · 4.625%
HK$223,854
+HK$12,840/mo
Deposit HK$4.84M · loan HK$43.54M · min. income ≈ HK$422,028/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,056,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,899
−HK$11,935/mo
▼ 0.25% · 3.875%
HK$226,824
−HK$6,010/mo
Today · 4.125%
HK$232,834
baseline
▲ 0.50% · 4.625%
HK$245,107
+HK$12,273/mo
Deposit HK$4.84M · loan HK$43.54M · min. income ≈ HK$465,668/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,056,036 · Scale 2, in force from 26 Feb 2026)