LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,319
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,751
−HK$3,486/mo
Today · 4.125%
HK$117,237
baseline
▲ 0.50% · 4.625%
HK$124,371
+HK$7,134/mo
Deposit HK$24.19M · loan HK$24.19M · min. income ≈ HK$234,474/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,056,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,729
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$126,021
−HK$3,339/mo
Today · 4.125%
HK$129,360
baseline
▲ 0.50% · 4.625%
HK$136,178
+HK$6,818/mo
Deposit HK$24.19M · loan HK$24.19M · min. income ≈ HK$258,720/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,056,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,383
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$136,501
−HK$4,184/mo
Today · 4.125%
HK$140,685
baseline
▲ 0.50% · 4.625%
HK$149,245
+HK$8,560/mo
Deposit HK$19.35M · loan HK$29.03M · min. income ≈ HK$281,370/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,275
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,225
−HK$4,007/mo
Today · 4.125%
HK$155,232
baseline
▲ 0.50% · 4.625%
HK$163,414
+HK$8,182/mo
Deposit HK$19.35M · loan HK$29.03M · min. income ≈ HK$310,464/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,447
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$159,251
−HK$4,881/mo
Today · 4.125%
HK$164,132
baseline
▲ 0.50% · 4.625%
HK$174,119
+HK$9,987/mo
Deposit HK$14.51M · loan HK$33.87M · min. income ≈ HK$328,264/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,821
−HK$9,283/mo
▼ 0.25% · 3.875%
HK$176,429
−HK$4,675/mo
Today · 4.125%
HK$181,104
baseline
▲ 0.50% · 4.625%
HK$190,650
+HK$9,546/mo
Deposit HK$14.51M · loan HK$33.87M · min. income ≈ HK$362,208/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,575
−HK$12,452/mo
▼ 0.25% · 3.875%
HK$204,751
−HK$6,276/mo
Today · 4.125%
HK$211,027
baseline
▲ 0.50% · 4.625%
HK$223,867
+HK$12,840/mo
Deposit HK$4.84M · loan HK$43.54M · min. income ≈ HK$422,054/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,056,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,912
−HK$11,935/mo
▼ 0.25% · 3.875%
HK$226,837
−HK$6,010/mo
Today · 4.125%
HK$232,847
baseline
▲ 0.50% · 4.625%
HK$245,121
+HK$12,274/mo
Deposit HK$4.84M · loan HK$43.54M · min. income ≈ HK$465,694/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,056,158 · Scale 2, in force from 26 Feb 2026)