LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,320
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,751
−HK$3,487/mo
Today · 4.125%
HK$117,238
baseline
▲ 0.50% · 4.625%
HK$124,372
+HK$7,134/mo
Deposit HK$24.19M · loan HK$24.19M · min. income ≈ HK$234,476/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,056,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,730
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$126,021
−HK$3,339/mo
Today · 4.125%
HK$129,360
baseline
▲ 0.50% · 4.625%
HK$136,179
+HK$6,819/mo
Deposit HK$24.19M · loan HK$24.19M · min. income ≈ HK$258,720/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,056,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,384
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$136,502
−HK$4,183/mo
Today · 4.125%
HK$140,685
baseline
▲ 0.50% · 4.625%
HK$149,246
+HK$8,561/mo
Deposit HK$19.35M · loan HK$29.03M · min. income ≈ HK$281,370/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,276
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,226
−HK$4,007/mo
Today · 4.125%
HK$155,233
baseline
▲ 0.50% · 4.625%
HK$163,415
+HK$8,182/mo
Deposit HK$19.35M · loan HK$29.03M · min. income ≈ HK$310,466/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,448
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$159,252
−HK$4,881/mo
Today · 4.125%
HK$164,133
baseline
▲ 0.50% · 4.625%
HK$174,120
+HK$9,987/mo
Deposit HK$14.51M · loan HK$33.87M · min. income ≈ HK$328,266/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,822
−HK$9,283/mo
▼ 0.25% · 3.875%
HK$176,430
−HK$4,675/mo
Today · 4.125%
HK$181,105
baseline
▲ 0.50% · 4.625%
HK$190,651
+HK$9,546/mo
Deposit HK$14.51M · loan HK$33.87M · min. income ≈ HK$362,210/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,576
−HK$12,452/mo
▼ 0.25% · 3.875%
HK$204,753
−HK$6,275/mo
Today · 4.125%
HK$211,028
baseline
▲ 0.50% · 4.625%
HK$223,869
+HK$12,841/mo
Deposit HK$4.84M · loan HK$43.54M · min. income ≈ HK$422,056/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,056,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,913
−HK$11,936/mo
▼ 0.25% · 3.875%
HK$226,838
−HK$6,011/mo
Today · 4.125%
HK$232,849
baseline
▲ 0.50% · 4.625%
HK$245,123
+HK$12,274/mo
Deposit HK$4.84M · loan HK$43.54M · min. income ≈ HK$465,698/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,056,170 · Scale 2, in force from 26 Feb 2026)