LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,321
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,753
−HK$3,486/mo
Today · 4.125%
HK$117,239
baseline
▲ 0.50% · 4.625%
HK$124,373
+HK$7,134/mo
Deposit HK$24.19M · loan HK$24.19M · min. income ≈ HK$234,478/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,056,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,731
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$126,023
−HK$3,339/mo
Today · 4.125%
HK$129,362
baseline
▲ 0.50% · 4.625%
HK$136,181
+HK$6,819/mo
Deposit HK$24.19M · loan HK$24.19M · min. income ≈ HK$258,724/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,056,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,386
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$136,503
−HK$4,184/mo
Today · 4.125%
HK$140,687
baseline
▲ 0.50% · 4.625%
HK$149,248
+HK$8,561/mo
Deposit HK$19.35M · loan HK$29.03M · min. income ≈ HK$281,374/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,278
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,227
−HK$4,008/mo
Today · 4.125%
HK$155,235
baseline
▲ 0.50% · 4.625%
HK$163,417
+HK$8,182/mo
Deposit HK$19.35M · loan HK$29.03M · min. income ≈ HK$310,470/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,450
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$159,254
−HK$4,881/mo
Today · 4.125%
HK$164,135
baseline
▲ 0.50% · 4.625%
HK$174,122
+HK$9,987/mo
Deposit HK$14.51M · loan HK$33.87M · min. income ≈ HK$328,270/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,824
−HK$9,283/mo
▼ 0.25% · 3.875%
HK$176,432
−HK$4,675/mo
Today · 4.125%
HK$181,107
baseline
▲ 0.50% · 4.625%
HK$190,653
+HK$9,546/mo
Deposit HK$14.51M · loan HK$33.87M · min. income ≈ HK$362,214/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,578
−HK$12,453/mo
▼ 0.25% · 3.875%
HK$204,755
−HK$6,276/mo
Today · 4.125%
HK$211,031
baseline
▲ 0.50% · 4.625%
HK$223,872
+HK$12,841/mo
Deposit HK$4.84M · loan HK$43.54M · min. income ≈ HK$422,062/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,056,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,916
−HK$11,936/mo
▼ 0.25% · 3.875%
HK$226,841
−HK$6,011/mo
Today · 4.125%
HK$232,852
baseline
▲ 0.50% · 4.625%
HK$245,126
+HK$12,274/mo
Deposit HK$4.84M · loan HK$43.54M · min. income ≈ HK$465,704/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,056,197 · Scale 2, in force from 26 Feb 2026)