LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,343
−HK$6,920/mo
▼ 0.25% · 3.875%
HK$113,775
−HK$3,488/mo
Today · 4.125%
HK$117,263
baseline
▲ 0.50% · 4.625%
HK$124,398
+HK$7,135/mo
Deposit HK$24.20M · loan HK$24.20M · min. income ≈ HK$234,526/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,056,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,756
−HK$6,632/mo
▼ 0.25% · 3.875%
HK$126,048
−HK$3,340/mo
Today · 4.125%
HK$129,388
baseline
▲ 0.50% · 4.625%
HK$136,208
+HK$6,820/mo
Deposit HK$24.20M · loan HK$24.20M · min. income ≈ HK$258,776/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,056,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,412
−HK$8,303/mo
▼ 0.25% · 3.875%
HK$136,531
−HK$4,184/mo
Today · 4.125%
HK$140,715
baseline
▲ 0.50% · 4.625%
HK$149,277
+HK$8,562/mo
Deposit HK$19.36M · loan HK$29.03M · min. income ≈ HK$281,430/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,307
−HK$7,958/mo
▼ 0.25% · 3.875%
HK$151,257
−HK$4,008/mo
Today · 4.125%
HK$155,265
baseline
▲ 0.50% · 4.625%
HK$163,450
+HK$8,185/mo
Deposit HK$19.36M · loan HK$29.03M · min. income ≈ HK$310,530/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$2,056,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,480
−HK$9,688/mo
▼ 0.25% · 3.875%
HK$159,286
−HK$4,882/mo
Today · 4.125%
HK$164,168
baseline
▲ 0.50% · 4.625%
HK$174,157
+HK$9,989/mo
Deposit HK$14.52M · loan HK$33.87M · min. income ≈ HK$328,336/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,858
−HK$9,285/mo
▼ 0.25% · 3.875%
HK$176,467
−HK$4,676/mo
Today · 4.125%
HK$181,143
baseline
▲ 0.50% · 4.625%
HK$190,691
+HK$9,548/mo
Deposit HK$14.52M · loan HK$33.87M · min. income ≈ HK$362,286/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,618
−HK$12,455/mo
▼ 0.25% · 3.875%
HK$204,796
−HK$6,277/mo
Today · 4.125%
HK$211,073
baseline
▲ 0.50% · 4.625%
HK$223,916
+HK$12,843/mo
Deposit HK$4.84M · loan HK$43.55M · min. income ≈ HK$422,146/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,056,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,960
−HK$11,938/mo
▼ 0.25% · 3.875%
HK$226,886
−HK$6,012/mo
Today · 4.125%
HK$232,898
baseline
▲ 0.50% · 4.625%
HK$245,174
+HK$12,276/mo
Deposit HK$4.84M · loan HK$43.55M · min. income ≈ HK$465,796/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,056,604 · Scale 2, in force from 26 Feb 2026)