LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,036
−HK$692/mo
▼ 0.25% · 3.875%
HK$11,379
−HK$349/mo
Today · 4.125%
HK$11,728
baseline
▲ 0.50% · 4.625%
HK$12,441
+HK$713/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,456/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,277
−HK$663/mo
▼ 0.25% · 3.875%
HK$12,606
−HK$334/mo
Today · 4.125%
HK$12,940
baseline
▲ 0.50% · 4.625%
HK$13,622
+HK$682/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,880/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,243
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,655
−HK$418/mo
Today · 4.125%
HK$14,073
baseline
▲ 0.50% · 4.625%
HK$14,929
+HK$856/mo
Deposit HK$1.94M · loan HK$2.90M · min. income ≈ HK$28,146/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,732
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,127
−HK$401/mo
Today · 4.125%
HK$15,528
baseline
▲ 0.50% · 4.625%
HK$16,347
+HK$819/mo
Deposit HK$1.94M · loan HK$2.90M · min. income ≈ HK$31,056/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,450
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,930
−HK$489/mo
Today · 4.125%
HK$16,419
baseline
▲ 0.50% · 4.625%
HK$17,418
+HK$999/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$32,838/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,188
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,649
−HK$467/mo
Today · 4.125%
HK$18,116
baseline
▲ 0.50% · 4.625%
HK$19,071
+HK$955/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$36,232/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,864
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,482
−HK$628/mo
Today · 4.125%
HK$21,110
baseline
▲ 0.50% · 4.625%
HK$22,394
+HK$1,284/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$42,220/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$101,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,099
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,691
−HK$601/mo
Today · 4.125%
HK$23,292
baseline
▲ 0.50% · 4.625%
HK$24,520
+HK$1,228/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$46,584/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$101,463 · Scale 2, in force from 26 Feb 2026)