LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,365
−HK$6,920/mo
▼ 0.25% · 3.875%
HK$113,798
−HK$3,487/mo
Today · 4.125%
HK$117,285
baseline
▲ 0.50% · 4.625%
HK$124,422
+HK$7,137/mo
Deposit HK$24.20M · loan HK$24.20M · min. income ≈ HK$234,570/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,057,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,779
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$126,072
−HK$3,341/mo
Today · 4.125%
HK$129,413
baseline
▲ 0.50% · 4.625%
HK$136,234
+HK$6,821/mo
Deposit HK$24.20M · loan HK$24.20M · min. income ≈ HK$258,826/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,057,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,437
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$136,557
−HK$4,185/mo
Today · 4.125%
HK$140,742
baseline
▲ 0.50% · 4.625%
HK$149,306
+HK$8,564/mo
Deposit HK$19.36M · loan HK$29.04M · min. income ≈ HK$281,484/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$2,057,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,335
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$151,287
−HK$4,008/mo
Today · 4.125%
HK$155,295
baseline
▲ 0.50% · 4.625%
HK$163,481
+HK$8,186/mo
Deposit HK$19.36M · loan HK$29.04M · min. income ≈ HK$310,590/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$2,057,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,510
−HK$9,690/mo
▼ 0.25% · 3.875%
HK$159,317
−HK$4,883/mo
Today · 4.125%
HK$164,200
baseline
▲ 0.50% · 4.625%
HK$174,191
+HK$9,991/mo
Deposit HK$14.52M · loan HK$33.88M · min. income ≈ HK$328,400/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$2,057,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,891
−HK$9,287/mo
▼ 0.25% · 3.875%
HK$176,501
−HK$4,677/mo
Today · 4.125%
HK$181,178
baseline
▲ 0.50% · 4.625%
HK$190,728
+HK$9,550/mo
Deposit HK$14.52M · loan HK$33.88M · min. income ≈ HK$362,356/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$2,057,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,656
−HK$12,458/mo
▼ 0.25% · 3.875%
HK$204,836
−HK$6,278/mo
Today · 4.125%
HK$211,114
baseline
▲ 0.50% · 4.625%
HK$223,959
+HK$12,845/mo
Deposit HK$4.84M · loan HK$43.56M · min. income ≈ HK$422,228/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,057,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,003
−HK$11,940/mo
▼ 0.25% · 3.875%
HK$226,930
−HK$6,013/mo
Today · 4.125%
HK$232,943
baseline
▲ 0.50% · 4.625%
HK$245,222
+HK$12,279/mo
Deposit HK$4.84M · loan HK$43.56M · min. income ≈ HK$465,886/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,057,003 · Scale 2, in force from 26 Feb 2026)