LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,039
−HK$692/mo
▼ 0.25% · 3.875%
HK$11,382
−HK$349/mo
Today · 4.125%
HK$11,731
baseline
▲ 0.50% · 4.625%
HK$12,445
+HK$714/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,462/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,281
−HK$663/mo
▼ 0.25% · 3.875%
HK$12,610
−HK$334/mo
Today · 4.125%
HK$12,944
baseline
▲ 0.50% · 4.625%
HK$13,627
+HK$683/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,888/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,247
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,659
−HK$419/mo
Today · 4.125%
HK$14,078
baseline
▲ 0.50% · 4.625%
HK$14,934
+HK$856/mo
Deposit HK$1.94M · loan HK$2.90M · min. income ≈ HK$28,156/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,737
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,132
−HK$401/mo
Today · 4.125%
HK$15,533
baseline
▲ 0.50% · 4.625%
HK$16,352
+HK$819/mo
Deposit HK$1.94M · loan HK$2.90M · min. income ≈ HK$31,066/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,455
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,935
−HK$489/mo
Today · 4.125%
HK$16,424
baseline
▲ 0.50% · 4.625%
HK$17,423
+HK$999/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$32,848/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,193
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,654
−HK$468/mo
Today · 4.125%
HK$18,122
baseline
▲ 0.50% · 4.625%
HK$19,077
+HK$955/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$36,244/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,870
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,488
−HK$628/mo
Today · 4.125%
HK$21,116
baseline
▲ 0.50% · 4.625%
HK$22,401
+HK$1,285/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$42,232/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,106
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,698
−HK$602/mo
Today · 4.125%
HK$23,300
baseline
▲ 0.50% · 4.625%
HK$24,528
+HK$1,228/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$46,600/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,617 · Scale 2, in force from 26 Feb 2026)