LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,411
−HK$6,924/mo
▼ 0.25% · 3.875%
HK$113,845
−HK$3,490/mo
Today · 4.125%
HK$117,335
baseline
▲ 0.50% · 4.625%
HK$124,474
+HK$7,139/mo
Deposit HK$24.21M · loan HK$24.21M · min. income ≈ HK$234,670/mo (50% DSR)
Upfront cash ≈ HK$26.27M (deposit + AVD stamp duty HK$2,057,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,831
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$126,125
−HK$3,342/mo
Today · 4.125%
HK$129,467
baseline
▲ 0.50% · 4.625%
HK$136,292
+HK$6,825/mo
Deposit HK$24.21M · loan HK$24.21M · min. income ≈ HK$258,934/mo (50% DSR)
Upfront cash ≈ HK$26.27M (deposit + AVD stamp duty HK$2,057,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,493
−HK$8,309/mo
▼ 0.25% · 3.875%
HK$136,614
−HK$4,188/mo
Today · 4.125%
HK$140,802
baseline
▲ 0.50% · 4.625%
HK$149,369
+HK$8,567/mo
Deposit HK$19.37M · loan HK$29.05M · min. income ≈ HK$281,604/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,057,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,397
−HK$7,964/mo
▼ 0.25% · 3.875%
HK$151,350
−HK$4,011/mo
Today · 4.125%
HK$155,361
baseline
▲ 0.50% · 4.625%
HK$163,550
+HK$8,189/mo
Deposit HK$19.37M · loan HK$29.05M · min. income ≈ HK$310,722/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,057,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,575
−HK$9,693/mo
▼ 0.25% · 3.875%
HK$159,383
−HK$4,885/mo
Today · 4.125%
HK$164,268
baseline
▲ 0.50% · 4.625%
HK$174,264
+HK$9,996/mo
Deposit HK$14.53M · loan HK$33.89M · min. income ≈ HK$328,536/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$2,057,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,963
−HK$9,291/mo
▼ 0.25% · 3.875%
HK$176,575
−HK$4,679/mo
Today · 4.125%
HK$181,254
baseline
▲ 0.50% · 4.625%
HK$190,808
+HK$9,554/mo
Deposit HK$14.53M · loan HK$33.89M · min. income ≈ HK$362,508/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$2,057,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,740
−HK$12,462/mo
▼ 0.25% · 3.875%
HK$204,922
−HK$6,280/mo
Today · 4.125%
HK$211,202
baseline
▲ 0.50% · 4.625%
HK$224,053
+HK$12,851/mo
Deposit HK$4.84M · loan HK$43.58M · min. income ≈ HK$422,404/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,057,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,096
−HK$11,945/mo
▼ 0.25% · 3.875%
HK$227,025
−HK$6,016/mo
Today · 4.125%
HK$233,041
baseline
▲ 0.50% · 4.625%
HK$245,325
+HK$12,284/mo
Deposit HK$4.84M · loan HK$43.58M · min. income ≈ HK$466,082/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,057,867 · Scale 2, in force from 26 Feb 2026)