LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,433
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$113,868
−HK$3,490/mo
Today · 4.125%
HK$117,358
baseline
▲ 0.50% · 4.625%
HK$124,499
+HK$7,141/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$234,716/mo (50% DSR)
Upfront cash ≈ HK$26.27M (deposit + AVD stamp duty HK$2,058,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,856
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$126,151
−HK$3,342/mo
Today · 4.125%
HK$129,493
baseline
▲ 0.50% · 4.625%
HK$136,319
+HK$6,826/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$258,986/mo (50% DSR)
Upfront cash ≈ HK$26.27M (deposit + AVD stamp duty HK$2,058,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,520
−HK$8,310/mo
▼ 0.25% · 3.875%
HK$136,642
−HK$4,188/mo
Today · 4.125%
HK$140,830
baseline
▲ 0.50% · 4.625%
HK$149,399
+HK$8,569/mo
Deposit HK$19.37M · loan HK$29.06M · min. income ≈ HK$281,660/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,058,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,427
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$151,381
−HK$4,011/mo
Today · 4.125%
HK$155,392
baseline
▲ 0.50% · 4.625%
HK$163,583
+HK$8,191/mo
Deposit HK$19.37M · loan HK$29.06M · min. income ≈ HK$310,784/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,058,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,606
−HK$9,695/mo
▼ 0.25% · 3.875%
HK$159,415
−HK$4,886/mo
Today · 4.125%
HK$164,301
baseline
▲ 0.50% · 4.625%
HK$174,299
+HK$9,998/mo
Deposit HK$14.53M · loan HK$33.90M · min. income ≈ HK$328,602/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,998
−HK$9,292/mo
▼ 0.25% · 3.875%
HK$176,611
−HK$4,679/mo
Today · 4.125%
HK$181,290
baseline
▲ 0.50% · 4.625%
HK$190,846
+HK$9,556/mo
Deposit HK$14.53M · loan HK$33.90M · min. income ≈ HK$362,580/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,779
−HK$12,466/mo
▼ 0.25% · 3.875%
HK$204,963
−HK$6,282/mo
Today · 4.125%
HK$211,245
baseline
▲ 0.50% · 4.625%
HK$224,098
+HK$12,853/mo
Deposit HK$4.84M · loan HK$43.59M · min. income ≈ HK$422,490/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,140
−HK$11,948/mo
▼ 0.25% · 3.875%
HK$227,071
−HK$6,017/mo
Today · 4.125%
HK$233,088
baseline
▲ 0.50% · 4.625%
HK$245,374
+HK$12,286/mo
Deposit HK$4.84M · loan HK$43.59M · min. income ≈ HK$466,176/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,279 · Scale 2, in force from 26 Feb 2026)