LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,043
−HK$693/mo
▼ 0.25% · 3.875%
HK$11,387
−HK$349/mo
Today · 4.125%
HK$11,736
baseline
▲ 0.50% · 4.625%
HK$12,450
+HK$714/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,472/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,286
−HK$663/mo
▼ 0.25% · 3.875%
HK$12,615
−HK$334/mo
Today · 4.125%
HK$12,949
baseline
▲ 0.50% · 4.625%
HK$13,632
+HK$683/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,898/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,252
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,664
−HK$419/mo
Today · 4.125%
HK$14,083
baseline
▲ 0.50% · 4.625%
HK$14,940
+HK$857/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$28,166/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,743
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,138
−HK$401/mo
Today · 4.125%
HK$15,539
baseline
▲ 0.50% · 4.625%
HK$16,358
+HK$819/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$31,078/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,461
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,942
−HK$488/mo
Today · 4.125%
HK$16,430
baseline
▲ 0.50% · 4.625%
HK$17,430
+HK$1,000/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$32,860/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,200
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,661
−HK$468/mo
Today · 4.125%
HK$18,129
baseline
▲ 0.50% · 4.625%
HK$19,085
+HK$956/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$36,258/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,878
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,496
−HK$628/mo
Today · 4.125%
HK$21,124
baseline
▲ 0.50% · 4.625%
HK$22,410
+HK$1,286/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$42,248/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,114
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,707
−HK$602/mo
Today · 4.125%
HK$23,309
baseline
▲ 0.50% · 4.625%
HK$24,537
+HK$1,228/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$46,618/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,802 · Scale 2, in force from 26 Feb 2026)