LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,044
−HK$692/mo
▼ 0.25% · 3.875%
HK$11,387
−HK$349/mo
Today · 4.125%
HK$11,736
baseline
▲ 0.50% · 4.625%
HK$12,450
+HK$714/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,472/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,286
−HK$664/mo
▼ 0.25% · 3.875%
HK$12,615
−HK$335/mo
Today · 4.125%
HK$12,950
baseline
▲ 0.50% · 4.625%
HK$13,632
+HK$682/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,900/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,252
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,664
−HK$419/mo
Today · 4.125%
HK$14,083
baseline
▲ 0.50% · 4.625%
HK$14,940
+HK$857/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$28,166/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,743
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,138
−HK$402/mo
Today · 4.125%
HK$15,540
baseline
▲ 0.50% · 4.625%
HK$16,359
+HK$819/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$31,080/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,461
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,942
−HK$489/mo
Today · 4.125%
HK$16,431
baseline
▲ 0.50% · 4.625%
HK$17,430
+HK$999/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$32,862/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,200
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,661
−HK$468/mo
Today · 4.125%
HK$18,129
baseline
▲ 0.50% · 4.625%
HK$19,085
+HK$956/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$36,258/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,878
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,497
−HK$628/mo
Today · 4.125%
HK$21,125
baseline
▲ 0.50% · 4.625%
HK$22,410
+HK$1,285/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$42,250/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,115
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,708
−HK$601/mo
Today · 4.125%
HK$23,309
baseline
▲ 0.50% · 4.625%
HK$24,538
+HK$1,229/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$46,618/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,812 · Scale 2, in force from 26 Feb 2026)