LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,044
−HK$692/mo
▼ 0.25% · 3.875%
HK$11,387
−HK$349/mo
Today · 4.125%
HK$11,736
baseline
▲ 0.50% · 4.625%
HK$12,450
+HK$714/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,472/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,286
−HK$664/mo
▼ 0.25% · 3.875%
HK$12,616
−HK$334/mo
Today · 4.125%
HK$12,950
baseline
▲ 0.50% · 4.625%
HK$13,632
+HK$682/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,900/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$101,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,252
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,665
−HK$419/mo
Today · 4.125%
HK$14,084
baseline
▲ 0.50% · 4.625%
HK$14,940
+HK$856/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$28,168/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,743
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,139
−HK$401/mo
Today · 4.125%
HK$15,540
baseline
▲ 0.50% · 4.625%
HK$16,359
+HK$819/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$31,080/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$101,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,461
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,942
−HK$489/mo
Today · 4.125%
HK$16,431
baseline
▲ 0.50% · 4.625%
HK$17,431
+HK$1,000/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$32,862/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,200
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,662
−HK$468/mo
Today · 4.125%
HK$18,130
baseline
▲ 0.50% · 4.625%
HK$19,085
+HK$955/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$36,260/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$101,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,879
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,497
−HK$628/mo
Today · 4.125%
HK$21,125
baseline
▲ 0.50% · 4.625%
HK$22,411
+HK$1,286/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$42,250/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,115
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,708
−HK$602/mo
Today · 4.125%
HK$23,310
baseline
▲ 0.50% · 4.625%
HK$24,538
+HK$1,228/mo
Deposit HK$484K · loan HK$4.36M · min. income ≈ HK$46,620/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$101,821 · Scale 2, in force from 26 Feb 2026)