LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,441
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$113,876
−HK$3,490/mo
Today · 4.125%
HK$117,366
baseline
▲ 0.50% · 4.625%
HK$124,508
+HK$7,142/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$234,732/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,058,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,864
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$126,159
−HK$3,343/mo
Today · 4.125%
HK$129,502
baseline
▲ 0.50% · 4.625%
HK$136,328
+HK$6,826/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$259,004/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,058,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,529
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$136,651
−HK$4,189/mo
Today · 4.125%
HK$140,840
baseline
▲ 0.50% · 4.625%
HK$149,409
+HK$8,569/mo
Deposit HK$19.37M · loan HK$29.06M · min. income ≈ HK$281,680/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,058,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,437
−HK$7,966/mo
▼ 0.25% · 3.875%
HK$151,391
−HK$4,012/mo
Today · 4.125%
HK$155,403
baseline
▲ 0.50% · 4.625%
HK$163,594
+HK$8,191/mo
Deposit HK$19.37M · loan HK$29.06M · min. income ≈ HK$310,806/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,058,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,617
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$159,427
−HK$4,886/mo
Today · 4.125%
HK$164,313
baseline
▲ 0.50% · 4.625%
HK$174,311
+HK$9,998/mo
Deposit HK$14.53M · loan HK$33.90M · min. income ≈ HK$328,626/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,010
−HK$9,293/mo
▼ 0.25% · 3.875%
HK$176,623
−HK$4,680/mo
Today · 4.125%
HK$181,303
baseline
▲ 0.50% · 4.625%
HK$190,860
+HK$9,557/mo
Deposit HK$14.53M · loan HK$33.90M · min. income ≈ HK$362,606/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,793
−HK$12,466/mo
▼ 0.25% · 3.875%
HK$204,977
−HK$6,282/mo
Today · 4.125%
HK$211,259
baseline
▲ 0.50% · 4.625%
HK$224,114
+HK$12,855/mo
Deposit HK$4.84M · loan HK$43.59M · min. income ≈ HK$422,518/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,156
−HK$11,948/mo
▼ 0.25% · 3.875%
HK$227,087
−HK$6,017/mo
Today · 4.125%
HK$233,104
baseline
▲ 0.50% · 4.625%
HK$245,391
+HK$12,287/mo
Deposit HK$4.84M · loan HK$43.59M · min. income ≈ HK$466,208/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,423 · Scale 2, in force from 26 Feb 2026)