LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,449
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$113,885
−HK$3,490/mo
Today · 4.125%
HK$117,375
baseline
▲ 0.50% · 4.625%
HK$124,517
+HK$7,142/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$234,750/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,058,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,874
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$126,169
−HK$3,343/mo
Today · 4.125%
HK$129,512
baseline
▲ 0.50% · 4.625%
HK$136,339
+HK$6,827/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$259,024/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,058,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,539
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$136,662
−HK$4,188/mo
Today · 4.125%
HK$140,850
baseline
▲ 0.50% · 4.625%
HK$149,421
+HK$8,571/mo
Deposit HK$19.37M · loan HK$29.06M · min. income ≈ HK$281,700/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,058,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,448
−HK$7,967/mo
▼ 0.25% · 3.875%
HK$151,403
−HK$4,012/mo
Today · 4.125%
HK$155,415
baseline
▲ 0.50% · 4.625%
HK$163,607
+HK$8,192/mo
Deposit HK$19.37M · loan HK$29.06M · min. income ≈ HK$310,830/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$2,058,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,629
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$159,439
−HK$4,886/mo
Today · 4.125%
HK$164,325
baseline
▲ 0.50% · 4.625%
HK$174,324
+HK$9,999/mo
Deposit HK$14.53M · loan HK$33.91M · min. income ≈ HK$328,650/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,023
−HK$9,294/mo
▼ 0.25% · 3.875%
HK$176,637
−HK$4,680/mo
Today · 4.125%
HK$181,317
baseline
▲ 0.50% · 4.625%
HK$190,874
+HK$9,557/mo
Deposit HK$14.53M · loan HK$33.91M · min. income ≈ HK$362,634/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,809
−HK$12,467/mo
▼ 0.25% · 3.875%
HK$204,993
−HK$6,283/mo
Today · 4.125%
HK$211,276
baseline
▲ 0.50% · 4.625%
HK$224,131
+HK$12,855/mo
Deposit HK$4.84M · loan HK$43.59M · min. income ≈ HK$422,552/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,173
−HK$11,949/mo
▼ 0.25% · 3.875%
HK$227,104
−HK$6,018/mo
Today · 4.125%
HK$233,122
baseline
▲ 0.50% · 4.625%
HK$245,410
+HK$12,288/mo
Deposit HK$4.84M · loan HK$43.59M · min. income ≈ HK$466,244/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,581 · Scale 2, in force from 26 Feb 2026)