LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,463
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$113,899
−HK$3,491/mo
Today · 4.125%
HK$117,390
baseline
▲ 0.50% · 4.625%
HK$124,533
+HK$7,143/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$234,780/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,058,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,889
−HK$6,639/mo
▼ 0.25% · 3.875%
HK$126,184
−HK$3,344/mo
Today · 4.125%
HK$129,528
baseline
▲ 0.50% · 4.625%
HK$136,356
+HK$6,828/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$259,056/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,058,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,555
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$136,678
−HK$4,190/mo
Today · 4.125%
HK$140,868
baseline
▲ 0.50% · 4.625%
HK$149,439
+HK$8,571/mo
Deposit HK$19.38M · loan HK$29.07M · min. income ≈ HK$281,736/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$2,058,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,466
−HK$7,968/mo
▼ 0.25% · 3.875%
HK$151,421
−HK$4,013/mo
Today · 4.125%
HK$155,434
baseline
▲ 0.50% · 4.625%
HK$163,627
+HK$8,193/mo
Deposit HK$19.38M · loan HK$29.07M · min. income ≈ HK$310,868/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$2,058,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,648
−HK$9,698/mo
▼ 0.25% · 3.875%
HK$159,458
−HK$4,888/mo
Today · 4.125%
HK$164,346
baseline
▲ 0.50% · 4.625%
HK$174,346
+HK$10,000/mo
Deposit HK$14.53M · loan HK$33.91M · min. income ≈ HK$328,692/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,044
−HK$9,295/mo
▼ 0.25% · 3.875%
HK$176,658
−HK$4,681/mo
Today · 4.125%
HK$181,339
baseline
▲ 0.50% · 4.625%
HK$190,898
+HK$9,559/mo
Deposit HK$14.53M · loan HK$33.91M · min. income ≈ HK$362,678/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,833
−HK$12,468/mo
▼ 0.25% · 3.875%
HK$205,018
−HK$6,283/mo
Today · 4.125%
HK$211,301
baseline
▲ 0.50% · 4.625%
HK$224,159
+HK$12,858/mo
Deposit HK$4.84M · loan HK$43.60M · min. income ≈ HK$422,602/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,200
−HK$11,950/mo
▼ 0.25% · 3.875%
HK$227,132
−HK$6,018/mo
Today · 4.125%
HK$233,150
baseline
▲ 0.50% · 4.625%
HK$245,440
+HK$12,290/mo
Deposit HK$4.84M · loan HK$43.60M · min. income ≈ HK$466,300/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,833 · Scale 2, in force from 26 Feb 2026)