LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,466
−HK$6,927/mo
▼ 0.25% · 3.875%
HK$113,902
−HK$3,491/mo
Today · 4.125%
HK$117,393
baseline
▲ 0.50% · 4.625%
HK$124,536
+HK$7,143/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$234,786/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,058,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,892
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$126,188
−HK$3,344/mo
Today · 4.125%
HK$129,532
baseline
▲ 0.50% · 4.625%
HK$136,360
+HK$6,828/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$259,064/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,058,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,559
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$136,683
−HK$4,189/mo
Today · 4.125%
HK$140,872
baseline
▲ 0.50% · 4.625%
HK$149,444
+HK$8,572/mo
Deposit HK$19.38M · loan HK$29.07M · min. income ≈ HK$281,744/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$2,058,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,471
−HK$7,967/mo
▼ 0.25% · 3.875%
HK$151,426
−HK$4,012/mo
Today · 4.125%
HK$155,438
baseline
▲ 0.50% · 4.625%
HK$163,632
+HK$8,194/mo
Deposit HK$19.38M · loan HK$29.07M · min. income ≈ HK$310,876/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$2,058,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,653
−HK$9,698/mo
▼ 0.25% · 3.875%
HK$159,463
−HK$4,888/mo
Today · 4.125%
HK$164,351
baseline
▲ 0.50% · 4.625%
HK$174,351
+HK$10,000/mo
Deposit HK$14.53M · loan HK$33.91M · min. income ≈ HK$328,702/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,049
−HK$9,296/mo
▼ 0.25% · 3.875%
HK$176,664
−HK$4,681/mo
Today · 4.125%
HK$181,345
baseline
▲ 0.50% · 4.625%
HK$190,904
+HK$9,559/mo
Deposit HK$14.53M · loan HK$33.91M · min. income ≈ HK$362,690/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,058,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,839
−HK$12,469/mo
▼ 0.25% · 3.875%
HK$205,024
−HK$6,284/mo
Today · 4.125%
HK$211,308
baseline
▲ 0.50% · 4.625%
HK$224,165
+HK$12,857/mo
Deposit HK$4.84M · loan HK$43.60M · min. income ≈ HK$422,616/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,206
−HK$11,951/mo
▼ 0.25% · 3.875%
HK$227,139
−HK$6,018/mo
Today · 4.125%
HK$233,157
baseline
▲ 0.50% · 4.625%
HK$245,447
+HK$12,290/mo
Deposit HK$4.84M · loan HK$43.60M · min. income ≈ HK$466,314/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,058,895 · Scale 2, in force from 26 Feb 2026)