LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,474
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$113,911
−HK$3,491/mo
Today · 4.125%
HK$117,402
baseline
▲ 0.50% · 4.625%
HK$124,546
+HK$7,144/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$234,804/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,059,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,902
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$126,198
−HK$3,344/mo
Today · 4.125%
HK$129,542
baseline
▲ 0.50% · 4.625%
HK$136,370
+HK$6,828/mo
Deposit HK$24.22M · loan HK$24.22M · min. income ≈ HK$259,084/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,059,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,569
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$136,693
−HK$4,189/mo
Today · 4.125%
HK$140,882
baseline
▲ 0.50% · 4.625%
HK$149,455
+HK$8,573/mo
Deposit HK$19.38M · loan HK$29.07M · min. income ≈ HK$281,764/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$2,059,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,482
−HK$7,968/mo
▼ 0.25% · 3.875%
HK$151,437
−HK$4,013/mo
Today · 4.125%
HK$155,450
baseline
▲ 0.50% · 4.625%
HK$163,644
+HK$8,194/mo
Deposit HK$19.38M · loan HK$29.07M · min. income ≈ HK$310,900/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$2,059,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,664
−HK$9,699/mo
▼ 0.25% · 3.875%
HK$159,475
−HK$4,888/mo
Today · 4.125%
HK$164,363
baseline
▲ 0.50% · 4.625%
HK$174,364
+HK$10,001/mo
Deposit HK$14.53M · loan HK$33.91M · min. income ≈ HK$328,726/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,059,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,062
−HK$9,296/mo
▼ 0.25% · 3.875%
HK$176,677
−HK$4,681/mo
Today · 4.125%
HK$181,358
baseline
▲ 0.50% · 4.625%
HK$190,918
+HK$9,560/mo
Deposit HK$14.53M · loan HK$33.91M · min. income ≈ HK$362,716/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$2,059,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,854
−HK$12,470/mo
▼ 0.25% · 3.875%
HK$205,039
−HK$6,285/mo
Today · 4.125%
HK$211,324
baseline
▲ 0.50% · 4.625%
HK$224,182
+HK$12,858/mo
Deposit HK$4.84M · loan HK$43.60M · min. income ≈ HK$422,648/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,059,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,223
−HK$11,952/mo
▼ 0.25% · 3.875%
HK$227,156
−HK$6,019/mo
Today · 4.125%
HK$233,175
baseline
▲ 0.50% · 4.625%
HK$245,466
+HK$12,291/mo
Deposit HK$4.84M · loan HK$43.60M · min. income ≈ HK$466,350/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$2,059,049 · Scale 2, in force from 26 Feb 2026)