LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,509
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$113,946
−HK$3,493/mo
Today · 4.125%
HK$117,439
baseline
▲ 0.50% · 4.625%
HK$124,585
+HK$7,146/mo
Deposit HK$24.23M · loan HK$24.23M · min. income ≈ HK$234,878/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$2,059,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,940
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$126,237
−HK$3,345/mo
Today · 4.125%
HK$129,582
baseline
▲ 0.50% · 4.625%
HK$136,412
+HK$6,830/mo
Deposit HK$24.23M · loan HK$24.23M · min. income ≈ HK$259,164/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$2,059,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,611
−HK$8,315/mo
▼ 0.25% · 3.875%
HK$136,736
−HK$4,190/mo
Today · 4.125%
HK$140,926
baseline
▲ 0.50% · 4.625%
HK$149,501
+HK$8,575/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$281,852/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,059,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,528
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$151,485
−HK$4,013/mo
Today · 4.125%
HK$155,498
baseline
▲ 0.50% · 4.625%
HK$163,695
+HK$8,197/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$310,996/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,059,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,712
−HK$9,702/mo
▼ 0.25% · 3.875%
HK$159,525
−HK$4,889/mo
Today · 4.125%
HK$164,414
baseline
▲ 0.50% · 4.625%
HK$174,418
+HK$10,004/mo
Deposit HK$14.54M · loan HK$33.92M · min. income ≈ HK$328,828/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,059,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,116
−HK$9,299/mo
▼ 0.25% · 3.875%
HK$176,732
−HK$4,683/mo
Today · 4.125%
HK$181,415
baseline
▲ 0.50% · 4.625%
HK$190,977
+HK$9,562/mo
Deposit HK$14.54M · loan HK$33.92M · min. income ≈ HK$362,830/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,059,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,916
−HK$12,474/mo
▼ 0.25% · 3.875%
HK$205,103
−HK$6,287/mo
Today · 4.125%
HK$211,390
baseline
▲ 0.50% · 4.625%
HK$224,252
+HK$12,862/mo
Deposit HK$4.85M · loan HK$43.62M · min. income ≈ HK$422,780/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,059,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,292
−HK$11,956/mo
▼ 0.25% · 3.875%
HK$227,227
−HK$6,021/mo
Today · 4.125%
HK$233,248
baseline
▲ 0.50% · 4.625%
HK$245,542
+HK$12,294/mo
Deposit HK$4.85M · loan HK$43.62M · min. income ≈ HK$466,496/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,059,692 · Scale 2, in force from 26 Feb 2026)