LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,517
−HK$6,930/mo
▼ 0.25% · 3.875%
HK$113,954
−HK$3,493/mo
Today · 4.125%
HK$117,447
baseline
▲ 0.50% · 4.625%
HK$124,593
+HK$7,146/mo
Deposit HK$24.23M · loan HK$24.23M · min. income ≈ HK$234,894/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$2,059,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,949
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$126,246
−HK$3,345/mo
Today · 4.125%
HK$129,591
baseline
▲ 0.50% · 4.625%
HK$136,422
+HK$6,831/mo
Deposit HK$24.23M · loan HK$24.23M · min. income ≈ HK$259,182/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$2,059,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,620
−HK$8,316/mo
▼ 0.25% · 3.875%
HK$136,745
−HK$4,191/mo
Today · 4.125%
HK$140,936
baseline
▲ 0.50% · 4.625%
HK$149,512
+HK$8,576/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$281,872/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,059,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,538
−HK$7,971/mo
▼ 0.25% · 3.875%
HK$151,495
−HK$4,014/mo
Today · 4.125%
HK$155,509
baseline
▲ 0.50% · 4.625%
HK$163,706
+HK$8,197/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$311,018/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,059,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,723
−HK$9,703/mo
▼ 0.25% · 3.875%
HK$159,536
−HK$4,890/mo
Today · 4.125%
HK$164,426
baseline
▲ 0.50% · 4.625%
HK$174,431
+HK$10,005/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$328,852/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,059,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,128
−HK$9,300/mo
▼ 0.25% · 3.875%
HK$176,744
−HK$4,684/mo
Today · 4.125%
HK$181,428
baseline
▲ 0.50% · 4.625%
HK$190,991
+HK$9,563/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$362,856/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,059,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,930
−HK$12,474/mo
▼ 0.25% · 3.875%
HK$205,118
−HK$6,286/mo
Today · 4.125%
HK$211,404
baseline
▲ 0.50% · 4.625%
HK$224,268
+HK$12,864/mo
Deposit HK$4.85M · loan HK$43.62M · min. income ≈ HK$422,808/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,059,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,307
−HK$11,957/mo
▼ 0.25% · 3.875%
HK$227,243
−HK$6,021/mo
Today · 4.125%
HK$233,264
baseline
▲ 0.50% · 4.625%
HK$245,560
+HK$12,296/mo
Deposit HK$4.85M · loan HK$43.62M · min. income ≈ HK$466,528/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,059,837 · Scale 2, in force from 26 Feb 2026)