LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,526
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,964
−HK$3,493/mo
Today · 4.125%
HK$117,457
baseline
▲ 0.50% · 4.625%
HK$124,604
+HK$7,147/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$234,914/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,959
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$126,257
−HK$3,345/mo
Today · 4.125%
HK$129,602
baseline
▲ 0.50% · 4.625%
HK$136,434
+HK$6,832/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$259,204/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,631
−HK$8,318/mo
▼ 0.25% · 3.875%
HK$136,757
−HK$4,192/mo
Today · 4.125%
HK$140,949
baseline
▲ 0.50% · 4.625%
HK$149,525
+HK$8,576/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$281,898/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,551
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$151,508
−HK$4,015/mo
Today · 4.125%
HK$155,523
baseline
▲ 0.50% · 4.625%
HK$163,721
+HK$8,198/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$311,046/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,737
−HK$9,703/mo
▼ 0.25% · 3.875%
HK$159,550
−HK$4,890/mo
Today · 4.125%
HK$164,440
baseline
▲ 0.50% · 4.625%
HK$174,446
+HK$10,006/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$328,880/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,143
−HK$9,300/mo
▼ 0.25% · 3.875%
HK$176,760
−HK$4,683/mo
Today · 4.125%
HK$181,443
baseline
▲ 0.50% · 4.625%
HK$191,008
+HK$9,565/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$362,886/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,947
−HK$12,476/mo
▼ 0.25% · 3.875%
HK$205,136
−HK$6,287/mo
Today · 4.125%
HK$211,423
baseline
▲ 0.50% · 4.625%
HK$224,288
+HK$12,865/mo
Deposit HK$4.85M · loan HK$43.62M · min. income ≈ HK$422,846/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,327
−HK$11,957/mo
▼ 0.25% · 3.875%
HK$227,263
−HK$6,021/mo
Today · 4.125%
HK$233,284
baseline
▲ 0.50% · 4.625%
HK$245,581
+HK$12,297/mo
Deposit HK$4.85M · loan HK$43.62M · min. income ≈ HK$466,568/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,016 · Scale 2, in force from 26 Feb 2026)