LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,527
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,965
−HK$3,493/mo
Today · 4.125%
HK$117,458
baseline
▲ 0.50% · 4.625%
HK$124,605
+HK$7,147/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$234,916/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,960
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$126,257
−HK$3,346/mo
Today · 4.125%
HK$129,603
baseline
▲ 0.50% · 4.625%
HK$136,434
+HK$6,831/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$259,206/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,632
−HK$8,317/mo
▼ 0.25% · 3.875%
HK$136,758
−HK$4,191/mo
Today · 4.125%
HK$140,949
baseline
▲ 0.50% · 4.625%
HK$149,526
+HK$8,577/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$281,898/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,552
−HK$7,971/mo
▼ 0.25% · 3.875%
HK$151,509
−HK$4,014/mo
Today · 4.125%
HK$155,523
baseline
▲ 0.50% · 4.625%
HK$163,721
+HK$8,198/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$311,046/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,737
−HK$9,704/mo
▼ 0.25% · 3.875%
HK$159,550
−HK$4,891/mo
Today · 4.125%
HK$164,441
baseline
▲ 0.50% · 4.625%
HK$174,446
+HK$10,005/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$328,882/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,144
−HK$9,300/mo
▼ 0.25% · 3.875%
HK$176,760
−HK$4,684/mo
Today · 4.125%
HK$181,444
baseline
▲ 0.50% · 4.625%
HK$191,008
+HK$9,564/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$362,888/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,948
−HK$12,476/mo
▼ 0.25% · 3.875%
HK$205,136
−HK$6,288/mo
Today · 4.125%
HK$211,424
baseline
▲ 0.50% · 4.625%
HK$224,288
+HK$12,864/mo
Deposit HK$4.85M · loan HK$43.62M · min. income ≈ HK$422,848/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,328
−HK$11,957/mo
▼ 0.25% · 3.875%
HK$227,263
−HK$6,022/mo
Today · 4.125%
HK$233,285
baseline
▲ 0.50% · 4.625%
HK$245,582
+HK$12,297/mo
Deposit HK$4.85M · loan HK$43.62M · min. income ≈ HK$466,570/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,024 · Scale 2, in force from 26 Feb 2026)