LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,531
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,969
−HK$3,493/mo
Today · 4.125%
HK$117,462
baseline
▲ 0.50% · 4.625%
HK$124,609
+HK$7,147/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$234,924/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,964
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,262
−HK$3,346/mo
Today · 4.125%
HK$129,608
baseline
▲ 0.50% · 4.625%
HK$136,439
+HK$6,831/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$259,216/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,637
−HK$8,317/mo
▼ 0.25% · 3.875%
HK$136,763
−HK$4,191/mo
Today · 4.125%
HK$140,954
baseline
▲ 0.50% · 4.625%
HK$149,531
+HK$8,577/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$281,908/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,557
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$151,514
−HK$4,015/mo
Today · 4.125%
HK$155,529
baseline
▲ 0.50% · 4.625%
HK$163,727
+HK$8,198/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$311,058/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,743
−HK$9,704/mo
▼ 0.25% · 3.875%
HK$159,556
−HK$4,891/mo
Today · 4.125%
HK$164,447
baseline
▲ 0.50% · 4.625%
HK$174,453
+HK$10,006/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$328,894/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,150
−HK$9,301/mo
▼ 0.25% · 3.875%
HK$176,767
−HK$4,684/mo
Today · 4.125%
HK$181,451
baseline
▲ 0.50% · 4.625%
HK$191,015
+HK$9,564/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$362,902/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,955
−HK$12,476/mo
▼ 0.25% · 3.875%
HK$205,144
−HK$6,287/mo
Today · 4.125%
HK$211,431
baseline
▲ 0.50% · 4.625%
HK$224,297
+HK$12,866/mo
Deposit HK$4.85M · loan HK$43.63M · min. income ≈ HK$422,862/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,336
−HK$11,958/mo
▼ 0.25% · 3.875%
HK$227,272
−HK$6,022/mo
Today · 4.125%
HK$233,294
baseline
▲ 0.50% · 4.625%
HK$245,591
+HK$12,297/mo
Deposit HK$4.85M · loan HK$43.63M · min. income ≈ HK$466,588/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,099 · Scale 2, in force from 26 Feb 2026)