LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,531
−HK$6,932/mo
▼ 0.25% · 3.875%
HK$113,970
−HK$3,493/mo
Today · 4.125%
HK$117,463
baseline
▲ 0.50% · 4.625%
HK$124,610
+HK$7,147/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$234,926/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,965
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,263
−HK$3,346/mo
Today · 4.125%
HK$129,609
baseline
▲ 0.50% · 4.625%
HK$136,440
+HK$6,831/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$259,218/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,638
−HK$8,317/mo
▼ 0.25% · 3.875%
HK$136,764
−HK$4,191/mo
Today · 4.125%
HK$140,955
baseline
▲ 0.50% · 4.625%
HK$149,532
+HK$8,577/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$281,910/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,558
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$151,516
−HK$4,014/mo
Today · 4.125%
HK$155,530
baseline
▲ 0.50% · 4.625%
HK$163,728
+HK$8,198/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$311,060/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,744
−HK$9,704/mo
▼ 0.25% · 3.875%
HK$159,557
−HK$4,891/mo
Today · 4.125%
HK$164,448
baseline
▲ 0.50% · 4.625%
HK$174,454
+HK$10,006/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$328,896/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,151
−HK$9,301/mo
▼ 0.25% · 3.875%
HK$176,768
−HK$4,684/mo
Today · 4.125%
HK$181,452
baseline
▲ 0.50% · 4.625%
HK$191,017
+HK$9,565/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$362,904/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,957
−HK$12,476/mo
▼ 0.25% · 3.875%
HK$205,145
−HK$6,288/mo
Today · 4.125%
HK$211,433
baseline
▲ 0.50% · 4.625%
HK$224,298
+HK$12,865/mo
Deposit HK$4.85M · loan HK$43.63M · min. income ≈ HK$422,866/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,337
−HK$11,958/mo
▼ 0.25% · 3.875%
HK$227,273
−HK$6,022/mo
Today · 4.125%
HK$233,295
baseline
▲ 0.50% · 4.625%
HK$245,593
+HK$12,298/mo
Deposit HK$4.85M · loan HK$43.63M · min. income ≈ HK$466,590/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,113 · Scale 2, in force from 26 Feb 2026)