LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,534
−HK$6,931/mo
▼ 0.25% · 3.875%
HK$113,972
−HK$3,493/mo
Today · 4.125%
HK$117,465
baseline
▲ 0.50% · 4.625%
HK$124,613
+HK$7,148/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$234,930/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,968
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$126,266
−HK$3,345/mo
Today · 4.125%
HK$129,611
baseline
▲ 0.50% · 4.625%
HK$136,443
+HK$6,832/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$259,222/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,641
−HK$8,317/mo
▼ 0.25% · 3.875%
HK$136,767
−HK$4,191/mo
Today · 4.125%
HK$140,958
baseline
▲ 0.50% · 4.625%
HK$149,535
+HK$8,577/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$281,916/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,561
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$151,519
−HK$4,015/mo
Today · 4.125%
HK$155,534
baseline
▲ 0.50% · 4.625%
HK$163,732
+HK$8,198/mo
Deposit HK$19.39M · loan HK$29.08M · min. income ≈ HK$311,068/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,747
−HK$9,704/mo
▼ 0.25% · 3.875%
HK$159,561
−HK$4,890/mo
Today · 4.125%
HK$164,451
baseline
▲ 0.50% · 4.625%
HK$174,458
+HK$10,007/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$328,902/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,155
−HK$9,301/mo
▼ 0.25% · 3.875%
HK$176,772
−HK$4,684/mo
Today · 4.125%
HK$181,456
baseline
▲ 0.50% · 4.625%
HK$191,021
+HK$9,565/mo
Deposit HK$14.54M · loan HK$33.93M · min. income ≈ HK$362,912/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,961
−HK$12,477/mo
▼ 0.25% · 3.875%
HK$205,150
−HK$6,288/mo
Today · 4.125%
HK$211,438
baseline
▲ 0.50% · 4.625%
HK$224,303
+HK$12,865/mo
Deposit HK$4.85M · loan HK$43.63M · min. income ≈ HK$422,876/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,342
−HK$11,959/mo
▼ 0.25% · 3.875%
HK$227,278
−HK$6,023/mo
Today · 4.125%
HK$233,301
baseline
▲ 0.50% · 4.625%
HK$245,598
+HK$12,297/mo
Deposit HK$4.85M · loan HK$43.63M · min. income ≈ HK$466,602/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,159 · Scale 2, in force from 26 Feb 2026)