LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,546
−HK$6,933/mo
▼ 0.25% · 3.875%
HK$113,985
−HK$3,494/mo
Today · 4.125%
HK$117,479
baseline
▲ 0.50% · 4.625%
HK$124,627
+HK$7,148/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$234,958/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,982
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$126,280
−HK$3,346/mo
Today · 4.125%
HK$129,626
baseline
▲ 0.50% · 4.625%
HK$136,459
+HK$6,833/mo
Deposit HK$24.24M · loan HK$24.24M · min. income ≈ HK$259,252/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,060,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,656
−HK$8,318/mo
▼ 0.25% · 3.875%
HK$136,782
−HK$4,192/mo
Today · 4.125%
HK$140,974
baseline
▲ 0.50% · 4.625%
HK$149,552
+HK$8,578/mo
Deposit HK$19.39M · loan HK$29.09M · min. income ≈ HK$281,948/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,578
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$151,536
−HK$4,015/mo
Today · 4.125%
HK$155,551
baseline
▲ 0.50% · 4.625%
HK$163,750
+HK$8,199/mo
Deposit HK$19.39M · loan HK$29.09M · min. income ≈ HK$311,102/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$2,060,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,765
−HK$9,705/mo
▼ 0.25% · 3.875%
HK$159,579
−HK$4,891/mo
Today · 4.125%
HK$164,470
baseline
▲ 0.50% · 4.625%
HK$174,478
+HK$10,008/mo
Deposit HK$14.54M · loan HK$33.94M · min. income ≈ HK$328,940/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,174
−HK$9,302/mo
▼ 0.25% · 3.875%
HK$176,792
−HK$4,684/mo
Today · 4.125%
HK$181,476
baseline
▲ 0.50% · 4.625%
HK$191,042
+HK$9,566/mo
Deposit HK$14.54M · loan HK$33.94M · min. income ≈ HK$362,952/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$2,060,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,983
−HK$12,478/mo
▼ 0.25% · 3.875%
HK$205,173
−HK$6,288/mo
Today · 4.125%
HK$211,461
baseline
▲ 0.50% · 4.625%
HK$224,328
+HK$12,867/mo
Deposit HK$4.85M · loan HK$43.63M · min. income ≈ HK$422,922/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,367
−HK$11,960/mo
▼ 0.25% · 3.875%
HK$227,304
−HK$6,023/mo
Today · 4.125%
HK$233,327
baseline
▲ 0.50% · 4.625%
HK$245,626
+HK$12,299/mo
Deposit HK$4.85M · loan HK$43.63M · min. income ≈ HK$466,654/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,391 · Scale 2, in force from 26 Feb 2026)