LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,575
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$114,015
−HK$3,494/mo
Today · 4.125%
HK$117,509
baseline
▲ 0.50% · 4.625%
HK$124,659
+HK$7,150/mo
Deposit HK$24.25M · loan HK$24.25M · min. income ≈ HK$235,018/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,060,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,014
−HK$6,646/mo
▼ 0.25% · 3.875%
HK$126,313
−HK$3,347/mo
Today · 4.125%
HK$129,660
baseline
▲ 0.50% · 4.625%
HK$136,494
+HK$6,834/mo
Deposit HK$24.25M · loan HK$24.25M · min. income ≈ HK$259,320/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,060,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,690
−HK$8,321/mo
▼ 0.25% · 3.875%
HK$136,818
−HK$4,193/mo
Today · 4.125%
HK$141,011
baseline
▲ 0.50% · 4.625%
HK$149,591
+HK$8,580/mo
Deposit HK$19.40M · loan HK$29.10M · min. income ≈ HK$282,022/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,060,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,617
−HK$7,975/mo
▼ 0.25% · 3.875%
HK$151,576
−HK$4,016/mo
Today · 4.125%
HK$155,592
baseline
▲ 0.50% · 4.625%
HK$163,793
+HK$8,201/mo
Deposit HK$19.40M · loan HK$29.10M · min. income ≈ HK$311,184/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,060,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,805
−HK$9,708/mo
▼ 0.25% · 3.875%
HK$159,621
−HK$4,892/mo
Today · 4.125%
HK$164,513
baseline
▲ 0.50% · 4.625%
HK$174,523
+HK$10,010/mo
Deposit HK$14.55M · loan HK$33.94M · min. income ≈ HK$329,026/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$2,060,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,219
−HK$9,305/mo
▼ 0.25% · 3.875%
HK$176,838
−HK$4,686/mo
Today · 4.125%
HK$181,524
baseline
▲ 0.50% · 4.625%
HK$191,092
+HK$9,568/mo
Deposit HK$14.55M · loan HK$33.94M · min. income ≈ HK$363,048/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$2,060,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,035
−HK$12,482/mo
▼ 0.25% · 3.875%
HK$205,226
−HK$6,291/mo
Today · 4.125%
HK$211,517
baseline
▲ 0.50% · 4.625%
HK$224,387
+HK$12,870/mo
Deposit HK$4.85M · loan HK$43.64M · min. income ≈ HK$423,034/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,425
−HK$11,963/mo
▼ 0.25% · 3.875%
HK$227,363
−HK$6,025/mo
Today · 4.125%
HK$233,388
baseline
▲ 0.50% · 4.625%
HK$245,690
+HK$12,302/mo
Deposit HK$4.85M · loan HK$43.64M · min. income ≈ HK$466,776/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,060,929 · Scale 2, in force from 26 Feb 2026)