LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,058
−HK$694/mo
▼ 0.25% · 3.875%
HK$11,402
−HK$350/mo
Today · 4.125%
HK$11,752
baseline
▲ 0.50% · 4.625%
HK$12,467
+HK$715/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,504/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$102,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,302
−HK$665/mo
▼ 0.25% · 3.875%
HK$12,632
−HK$335/mo
Today · 4.125%
HK$12,967
baseline
▲ 0.50% · 4.625%
HK$13,650
+HK$683/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,934/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$102,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,270
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,683
−HK$419/mo
Today · 4.125%
HK$14,102
baseline
▲ 0.50% · 4.625%
HK$14,960
+HK$858/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$28,204/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$102,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,763
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,159
−HK$401/mo
Today · 4.125%
HK$15,560
baseline
▲ 0.50% · 4.625%
HK$16,380
+HK$820/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$31,120/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$102,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,482
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,963
−HK$489/mo
Today · 4.125%
HK$16,452
baseline
▲ 0.50% · 4.625%
HK$17,454
+HK$1,002/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$32,904/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$102,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,223
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,685
−HK$469/mo
Today · 4.125%
HK$18,154
baseline
▲ 0.50% · 4.625%
HK$19,111
+HK$957/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$36,308/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$102,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,905
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,524
−HK$629/mo
Today · 4.125%
HK$21,153
baseline
▲ 0.50% · 4.625%
HK$22,440
+HK$1,287/mo
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$42,306/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,144
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,738
−HK$602/mo
Today · 4.125%
HK$23,340
baseline
▲ 0.50% · 4.625%
HK$24,571
+HK$1,231/mo
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$46,680/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,458 · Scale 2, in force from 26 Feb 2026)