LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,589
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$114,029
−HK$3,495/mo
Today · 4.125%
HK$117,524
baseline
▲ 0.50% · 4.625%
HK$124,675
+HK$7,151/mo
Deposit HK$24.25M · loan HK$24.25M · min. income ≈ HK$235,048/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,061,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,029
−HK$6,647/mo
▼ 0.25% · 3.875%
HK$126,329
−HK$3,347/mo
Today · 4.125%
HK$129,676
baseline
▲ 0.50% · 4.625%
HK$136,512
+HK$6,836/mo
Deposit HK$24.25M · loan HK$24.25M · min. income ≈ HK$259,352/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,061,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,707
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$136,835
−HK$4,194/mo
Today · 4.125%
HK$141,029
baseline
▲ 0.50% · 4.625%
HK$149,610
+HK$8,581/mo
Deposit HK$19.40M · loan HK$29.10M · min. income ≈ HK$282,058/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,061,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,635
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$151,595
−HK$4,016/mo
Today · 4.125%
HK$155,611
baseline
▲ 0.50% · 4.625%
HK$163,814
+HK$8,203/mo
Deposit HK$19.40M · loan HK$29.10M · min. income ≈ HK$311,222/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,061,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,825
−HK$9,709/mo
▼ 0.25% · 3.875%
HK$159,641
−HK$4,893/mo
Today · 4.125%
HK$164,534
baseline
▲ 0.50% · 4.625%
HK$174,545
+HK$10,011/mo
Deposit HK$14.55M · loan HK$33.95M · min. income ≈ HK$329,068/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$2,061,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,241
−HK$9,306/mo
▼ 0.25% · 3.875%
HK$176,860
−HK$4,687/mo
Today · 4.125%
HK$181,547
baseline
▲ 0.50% · 4.625%
HK$191,116
+HK$9,569/mo
Deposit HK$14.55M · loan HK$33.95M · min. income ≈ HK$363,094/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$2,061,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,060
−HK$12,483/mo
▼ 0.25% · 3.875%
HK$205,252
−HK$6,291/mo
Today · 4.125%
HK$211,543
baseline
▲ 0.50% · 4.625%
HK$224,415
+HK$12,872/mo
Deposit HK$4.85M · loan HK$43.65M · min. income ≈ HK$423,086/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,453
−HK$11,964/mo
▼ 0.25% · 3.875%
HK$227,392
−HK$6,025/mo
Today · 4.125%
HK$233,417
baseline
▲ 0.50% · 4.625%
HK$245,721
+HK$12,304/mo
Deposit HK$4.85M · loan HK$43.65M · min. income ≈ HK$466,834/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,188 · Scale 2, in force from 26 Feb 2026)