LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,059
−HK$693/mo
▼ 0.25% · 3.875%
HK$11,403
−HK$349/mo
Today · 4.125%
HK$11,752
baseline
▲ 0.50% · 4.625%
HK$12,468
+HK$716/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,504/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$102,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,303
−HK$665/mo
▼ 0.25% · 3.875%
HK$12,633
−HK$335/mo
Today · 4.125%
HK$12,968
baseline
▲ 0.50% · 4.625%
HK$13,651
+HK$683/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,936/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$102,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,271
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,684
−HK$419/mo
Today · 4.125%
HK$14,103
baseline
▲ 0.50% · 4.625%
HK$14,961
+HK$858/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$28,206/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$102,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,764
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,160
−HK$401/mo
Today · 4.125%
HK$15,561
baseline
▲ 0.50% · 4.625%
HK$16,381
+HK$820/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$31,122/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$102,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,483
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,964
−HK$489/mo
Today · 4.125%
HK$16,453
baseline
▲ 0.50% · 4.625%
HK$17,455
+HK$1,002/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$32,906/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$102,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,224
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,686
−HK$469/mo
Today · 4.125%
HK$18,155
baseline
▲ 0.50% · 4.625%
HK$19,112
+HK$957/mo
Deposit HK$1.45M · loan HK$3.39M · min. income ≈ HK$36,310/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$102,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,906
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,525
−HK$629/mo
Today · 4.125%
HK$21,154
baseline
▲ 0.50% · 4.625%
HK$22,442
+HK$1,288/mo
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$42,308/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,145
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,739
−HK$603/mo
Today · 4.125%
HK$23,342
baseline
▲ 0.50% · 4.625%
HK$24,572
+HK$1,230/mo
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$46,684/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,487 · Scale 2, in force from 26 Feb 2026)