LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,612
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$114,053
−HK$3,495/mo
Today · 4.125%
HK$117,548
baseline
▲ 0.50% · 4.625%
HK$124,701
+HK$7,153/mo
Deposit HK$24.25M · loan HK$24.25M · min. income ≈ HK$235,096/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,061,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,055
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$126,355
−HK$3,348/mo
Today · 4.125%
HK$129,703
baseline
▲ 0.50% · 4.625%
HK$136,540
+HK$6,837/mo
Deposit HK$24.25M · loan HK$24.25M · min. income ≈ HK$259,406/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,061,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,734
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,863
−HK$4,195/mo
Today · 4.125%
HK$141,058
baseline
▲ 0.50% · 4.625%
HK$149,641
+HK$8,583/mo
Deposit HK$19.40M · loan HK$29.11M · min. income ≈ HK$282,116/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,061,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,666
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$151,626
−HK$4,018/mo
Today · 4.125%
HK$155,644
baseline
▲ 0.50% · 4.625%
HK$163,848
+HK$8,204/mo
Deposit HK$19.40M · loan HK$29.11M · min. income ≈ HK$311,288/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$2,061,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,857
−HK$9,711/mo
▼ 0.25% · 3.875%
HK$159,674
−HK$4,894/mo
Today · 4.125%
HK$164,568
baseline
▲ 0.50% · 4.625%
HK$174,581
+HK$10,013/mo
Deposit HK$14.55M · loan HK$33.96M · min. income ≈ HK$329,136/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$2,061,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,277
−HK$9,307/mo
▼ 0.25% · 3.875%
HK$176,897
−HK$4,687/mo
Today · 4.125%
HK$181,584
baseline
▲ 0.50% · 4.625%
HK$191,156
+HK$9,572/mo
Deposit HK$14.55M · loan HK$33.96M · min. income ≈ HK$363,168/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$2,061,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,102
−HK$12,485/mo
▼ 0.25% · 3.875%
HK$205,295
−HK$6,292/mo
Today · 4.125%
HK$211,587
baseline
▲ 0.50% · 4.625%
HK$224,462
+HK$12,875/mo
Deposit HK$4.85M · loan HK$43.66M · min. income ≈ HK$423,174/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,499
−HK$11,966/mo
▼ 0.25% · 3.875%
HK$227,439
−HK$6,026/mo
Today · 4.125%
HK$233,465
baseline
▲ 0.50% · 4.625%
HK$245,772
+HK$12,307/mo
Deposit HK$4.85M · loan HK$43.66M · min. income ≈ HK$466,930/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$2,061,615 · Scale 2, in force from 26 Feb 2026)