LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,061
−HK$694/mo
▼ 0.25% · 3.875%
HK$11,406
−HK$349/mo
Today · 4.125%
HK$11,755
baseline
▲ 0.50% · 4.625%
HK$12,470
+HK$715/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$23,510/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$102,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,306
−HK$665/mo
▼ 0.25% · 3.875%
HK$12,636
−HK$335/mo
Today · 4.125%
HK$12,971
baseline
▲ 0.50% · 4.625%
HK$13,654
+HK$683/mo
Deposit HK$2.43M · loan HK$2.43M · min. income ≈ HK$25,942/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$102,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,274
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,687
−HK$419/mo
Today · 4.125%
HK$14,106
baseline
▲ 0.50% · 4.625%
HK$14,964
+HK$858/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$28,212/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$102,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,767
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,163
−HK$402/mo
Today · 4.125%
HK$15,565
baseline
▲ 0.50% · 4.625%
HK$16,385
+HK$820/mo
Deposit HK$1.94M · loan HK$2.91M · min. income ≈ HK$31,130/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$102,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,486
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,968
−HK$489/mo
Today · 4.125%
HK$16,457
baseline
▲ 0.50% · 4.625%
HK$17,459
+HK$1,002/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$32,914/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$102,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,228
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,690
−HK$469/mo
Today · 4.125%
HK$18,159
baseline
▲ 0.50% · 4.625%
HK$19,116
+HK$957/mo
Deposit HK$1.46M · loan HK$3.40M · min. income ≈ HK$36,318/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$102,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,911
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,530
−HK$629/mo
Today · 4.125%
HK$21,159
baseline
▲ 0.50% · 4.625%
HK$22,447
+HK$1,288/mo
Deposit HK$485K · loan HK$4.37M · min. income ≈ HK$42,318/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$102,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,150
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,744
−HK$603/mo
Today · 4.125%
HK$23,347
baseline
▲ 0.50% · 4.625%
HK$24,578
+HK$1,231/mo
Deposit HK$485K · loan HK$4.37M · min. income ≈ HK$46,694/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$102,598 · Scale 2, in force from 26 Feb 2026)